One of the first places you can try for debt help is with the professionals that you already do business with on a regular basis.
Your accountant or your lawyer may be able to give you a referral to a debt consolidation company that will be able to help you take care of your monthly obligations.
You may also be surprised to find out that your accountant or lawyer does this services themselves, and they can offer you the service which would relieve a lot of tension and stress for you.
If you do not have access to an accountant or a lawyer, then start to contact the local banks and lending institutions in your area to see which ones offer debt consolidation.
With high interest credit card debt spiraling out of control these days, many financial institutions have started to offer assistance in this field.
Make appointments with many different banking professionals and ask them about the process of debt consolidation.
Make sure you ask a lot of questions, and also be sure to take plenty of notes.
Any of these previously mentioned ways of getting debt consolidation help are all valid, but probably the best place to get real debt help is from a company that work exclusively in this field.
These kind of companies know widely the different programs and plans that are available to assist you, and they will work with you to apply the right program to your situation.
Just as was mentioned with the lending institutions, make appointments to see a counselor face to face and find out what they can offer to help you with your monthly budget.
Once again, be sure to take a lot of notes, and be even more certain to ask a lot of questions so that you can determine which association is the best on for your situation.