Credit card has been a common instrument for payment instead of cash.
It can be used by the holder to buy goods and services.
This payment system is absolutely easy to use and practical.
People can go shopping everywhere without worrying that their money will get stolen.
Many people find it safer to do payment using credit card.
They do not have to bring a lot of money with them which definitely so risky.
It is easy to use.
When the holders want to do payment using credit card, all they have to do is putting the card in the machine, dial the pin code, then the payment will be charge to the bank where they safe their money.
This card is also suitable for trade business.
It will ease the payment transaction which mostly cost amount of money.
Despite the easy to use and its safety, credit card has also some weaknesses.
It can't be used for all payment.
For example, if we buy things in traditional market, we can't use the card for the payment, since they only receive cash.
Only certain place such as department store, hotel, certain restaurant, supermarket, certain beauty center and et cetera which accept credit card for the payment.
Since the payment is done using a card, sometimes people do not count the amount of money they have spent.
This triggers to consumptive habit.
Many people tend to spend money unwisely.
They do not realize that they have spent a lot of money for their shopping activity, which in the end they will get surprised because the bank charge a lot bills in their account.
To anticipate this to happen, people should be more careful when spending their money using credit card and always pay attention to things they want to buy to avoid the over limit expense.