What Properties Are Exempt From Judgments?

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    Work-Related Property

    • Items you use regularly for work, otherwise known as "tools of the trade," are exempt from a judgment. Such items include tools used by mechanics, construction workers or maintenance technicians. Also, if you work with a computer to complete day-to-day operations of your business, the computer, printer and other operational electronics may be exempt. Tools of the trade exemptions are not to exceed $3,000 in value.

    Automobiles

    • Your car may be exempt as long as the value is less than $4,000 after any money you owe on it has been deducted. A judge may also rule for your car to be exempt if it is the only way for you to get to and from work and used to support household needs.

    Household and Personal Items

    • Items needed to live from day to day, such as furniture, clothing and appliances, are exempt from a judgment. Some personal items, such as jewelry and art, may be exempt as long as the combined value does not exceed $1,000. You may also be allowed to keep one television, one radio and one cell phone after the judgment ruling.

    Medical Equipment

    • Equipment required for your or a family member's medical needs is automatically exempt from a judgment collection. This includes any equipment or property required for medical treatment and used by those with a disability. A van or car equipped for people with disabilities and valued at less than $10,000 after deducting money owed is also exempt.

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