If you have kids or you are a new driver then you are most likely going to face come pretty steep premiums when you start driving.
Why is this? Well, new drivers are many times more likely to get into a crash and either hurt themselves or someone else.
This fact alone leads the insurance providers to increase there premiums to newly licensed drivers.
Now, the high premiums can not be completely taken away but you can do a few things to take a few dollars off the top.
The following tips can help you lower your premium! - If you are a parent that is worried about the cost of car insurance then perhaps you need to ask your teen to get a job and pay for some of the insurance cost.
This is one of the easiest ways to lower insurance premiums but this may not always be possible.
- If you have a good driving record then think about putting you teen on your insurance policy, your good driving record will offset the high premiums.
- Never get a new driver a sports car, the premiums are very high due to the increased risk of a high speed accident.
- Encourage your teen to get good grades.
Most insurance providers have discounts for young drivers who get good grades.
A student with a 3.
0 GPA or higher will sometimes have a 10% lower premium then a student with poor grades.
- Send your new driver to safety classes.
Some insurance providers give there clients the opportunity to goto driving classes.
They in turn lower your premiums.
- If you are looking for a new policy and prefer not to put your teen on your own insurance policy your best bet is to get multiple quotes online.
If you don't know where to get quotes online there is a link at the bottom of this article.