If I Am Getting SSI Benefits, Can I Get a Low Rent Apartment?

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    Supplemental Security Income (SSI)

    • SSI is a taxpayer-funded program that provides cash assistance to people who are either disabled or elderly and who have little or no income or savings. The process for qualifying for SSI can be complex, so when a person does receive SSI benefits, other social service agencies often accept SSI as evidence of a person's need. While the federal SSI program itself does not offer housing, receiving SSI may automatically qualify you for some types of low-income housing benefits administered by other programs and agencies.

    Public Housing Programs

    • Public housing authorities manage rental assistance and subsidized housing programs in urban and suburban areas. Depending on the resources available in your community, you may be entitled to rental assistance in privately owned housing (also known as Housing Choice Vouchers or Section 8) or low-rent housing in a public or subsidized housing complex. If you need help understanding your housing options and choices, contact a United States Department of Housing and Urban Development (HUD) approved housing counselor for information and advice.

    Rural Housing Programs

    • If you live in a rural community, contact your local United States Department of Agriculture (USDA) Rural Development office. The USDA offers rental assistance and subsidized housing to people with very low incomes. Explain that you are on SSI when you contact the USDA, as this can help qualify you for these low-rent housing options.

    Assisted Living

    • If you receive SSI income, you may be eligible for housing in an assisted living facility. Some states cap the amount of money an assisted living facility can charge SSI recipients for rent, and still others, such as Massachusetts, offer special SSI supplements to help recipients pay assisted living costs. Talk to your SSI caseworker to find out if you are eligible for a supplement or if your state caps assisted living rents.

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