How to Finance SLR Cameras
- 1). Find a retailer or online site that allows finance purchases. If you wish to buy directly from a store, give your local camera retailer(s) a call to see if financing is available, and what the terms are. Or visit an online camera site, such as the Camera Warehouse, to view finance terms and begin your purchase. You can search for additional sites and use the sites listed in the References section.
- 2). Ask the salesperson for financing information if you're purchasing in a store and fill out the application. If purchasing online, use the site to apply for financing. Be sure to review the terms carefully; there will likely be interest charges and other penalties for late or missed payments. Not all finance applications will be accepted in most cases. If your application is denied, you likely do not have a sufficient credit score to qualify.
- 3). Complete the purchase with help from the store salesperson if your application is accepted or by following the checkout steps on the website. You will need to make a down payment, which varies depending on your credit score and the store or site you are purchasing from. In general, expect to pay about 10 percent as your down payment.
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