If you are a young adult (or a parent of a soon-to-be teenage drivers), then you are fully aware of how expensive car insurance can be for younger drivers.
The reason for this is simple: auto insurance companies charge higher premiums to people who are at greater risk of getting into an accident.
Statistical data prove again and again that drivers that are younger tend to have the biggest chance of getting into a fender bender.
But let me share with you a simple and effective method to get cheap car insurance for teenagers.
The Multiple Auto Quote Cram Method: Young adults and teenagers all tend to be really good at cramming for tests.
So why not use that same energy to potentially save themselves a few hundred dollars in auto insurance premiums.
The premise of this method is too complete as many free auto insurance quotes as possible in 30 minutes time.
Not all companies see risk the same way, so you'll end up getting different quotes from each of them.
More choices mean you'll have a better chance of finding a lower rate.
1.
Get all of your personal and vehicle information together.
In order for insurance companies to provide you with an accurate quote, they'll need to get some key details about you and the vehicle you are looking to insure.
You'll need info like your social security number, vehicle identification number (VIN), car make and model, etc.
2.
Open up a word processing file on your computer.
Type out all of the information you gathered.
Trust me, it won't be as much as you think.
And this step will save you loads of time down the road.
3.
Find an auto insurance website that offers free quotes (don't worry, I'll tell you where to find some below).
4.
Copy and paste the info they are asking for from your word processing file.
Sure, filling out one auto insurance quote is no big deal.
But after 2 or 3, you'll be tired of typing.
Copy and pasting makes things so much quicker and easier for you.
5.
Repeat steps 3 and 4 until you're 30 minutes have ended.
In thirty minutes, you should be able to complete about 5-6 free quotes.
6.
Compare your auto quotes and choose the best offer.
You will get your free quotes back from most companies after a few minutes.
Sometimes it takes a little longer for some to get back to you.
But you should have several auto insurance quotes to pick from.
Most people check out just one or two insurance companies before getting discouraged and simply paying the higher premiums.
Don't let that be you.
Invest the time to get as many auto insurance options as possible.
Remember, the more choices you have, the more likely you are to get a better deal and save money.
Cheap car insurance for teenagers doesn't have to be a myth.
Taking advantage of the free quotes offered by many car insurance companies will keep more cash in your pocket.