Car Insurance Companies - 3 Things Auto Insurance Companies Won"t Tell You
Nobody thinks much about their auto insurance coverage, or the company they have secured it with, unless it's time to pay the bill or make a claim.
Paying for auto insurance is not fun but is a necessity for all drivers.
Getting the lowest rates is, of course, a major priority for most.
So is being treated fairly and receiving good customer service.
Below are a list of three things that car insurance companies won't tell you, that you should know so that you can get the lowest rates on your auto coverage and so you choose a company that will treat you right.
1) You are not viewed as a person, but a risk.
Auto insurance companies view every person they insure as a risk.
The higher the risk, the less they want to insure that person and the more they will charge to do so.
The lower the risk, the more they want to insure that person and the lower they will charge to do so.
You get no discounts on your rates for being a skilled driver, safe driver, or adequately protecting your car, unless you can prove that these things are true to the insurance company.
Make sure to learn the necessary steps to prove these things in the right way, so that the lowest rates are offered to you.
2) They don't want to pay your claims.
Car insurance companies are in business to make money.
As much as their advertisements try to convince you that they are there to help you, their top priority is making money.
Caring for their customers is second, at best.
Therefore, do your research before choosing a specific automobile insurance company.
Find out how long they take to payout a claim, what their history is of denying claims, and how many people are satisfied with the amounts their adjusters pay out.
The best way to do this is to read car insurance company reviews.
3)Discounts need to be asked for.
People who are unaware of certain discounts that are available to them and/or fail to ask for these discounts, will not be offered them by the insurance agent they work with.
The less you pay for your coverage, the less the agent makes in commission.
Educate yourself on the discounts that you qualify for, before applying for coverage, then ask for them at the time of signing.
Paying for auto insurance is not fun but is a necessity for all drivers.
Getting the lowest rates is, of course, a major priority for most.
So is being treated fairly and receiving good customer service.
Below are a list of three things that car insurance companies won't tell you, that you should know so that you can get the lowest rates on your auto coverage and so you choose a company that will treat you right.
1) You are not viewed as a person, but a risk.
Auto insurance companies view every person they insure as a risk.
The higher the risk, the less they want to insure that person and the more they will charge to do so.
The lower the risk, the more they want to insure that person and the lower they will charge to do so.
You get no discounts on your rates for being a skilled driver, safe driver, or adequately protecting your car, unless you can prove that these things are true to the insurance company.
Make sure to learn the necessary steps to prove these things in the right way, so that the lowest rates are offered to you.
2) They don't want to pay your claims.
Car insurance companies are in business to make money.
As much as their advertisements try to convince you that they are there to help you, their top priority is making money.
Caring for their customers is second, at best.
Therefore, do your research before choosing a specific automobile insurance company.
Find out how long they take to payout a claim, what their history is of denying claims, and how many people are satisfied with the amounts their adjusters pay out.
The best way to do this is to read car insurance company reviews.
3)Discounts need to be asked for.
People who are unaware of certain discounts that are available to them and/or fail to ask for these discounts, will not be offered them by the insurance agent they work with.
The less you pay for your coverage, the less the agent makes in commission.
Educate yourself on the discounts that you qualify for, before applying for coverage, then ask for them at the time of signing.
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