If credit card debt has big balls of sweat running off your red face as you wonder how you're going to make this month's card payment to keep the collectors from kicking your door in, taking your silverware, fine china and the kids piggy bank then you are totally normal right along with 43 million other families having the exact same problems.
It's truly a shame Americans have to live in a state of fear of a banking industry gone wild because nobody has bothered to explain to them how the corrupt monetary system has a big ball and chain securely fastened to their financial life effectively reducing them to a state of debt slavery! Today your luck changes that is if you're willing to do something very painful.
Learning something new can be mind torture and somewhat time consuming but if you're willing to spend 90 minutes learning what the founders of our country warned us about all the way up to our present day situation then use the search term "the gig is up--money, the Federal Reserve and you" for the most enlightening history lesson you will ever see! If you have watched the gig presented at The University of Colorado School of Law, on December 4, 2008 then you're probably very upset to learn the real truth about those bits and pieces of history you knew but just hadn't been able to piece the parts of the puzzle together until now.
Amazing isn't it? Just think, none of your history teachers had been able to put the puzzle together either.
Now that you're foaming at the mouth and enraged about the Federal Reserve Bank being nothing more than a State of Delaware Corporation that has gained total control of our government and your personal financial life, just grab a handkerchief or paper towel, wipe your mouth and let's get to the good part about taking money from banks and collectors.
The first step is to stop paying your card account immediately.
It doesn't matter what you bought or how much you supposedly owe.
Let's say you owe $20,000 on one account so immediately you have earned $20,000 of the bankers' money that he pulled from thin air to open your account and anything supposedly owing on that account vanishes back into thin air where it came from.
Federal law mandated your account be closed after six months of non-payment which is pretty simple but the banker has hired someone to slap you in the face for your disobedience.
Now we're going to use federal law to get rid of those pesky debt collectors and possibly take a huge amount of money from them.
Use the search term "FTC debt video" and pay very careful attention to what the cartoon is telling you.
Collectors violate your rights over the phone in a daily and routine fashion.
Record those calls, smile when they curse you as those thousand dollar per violation fines add up.
You can either have your account marked paid as agreed to improve your credit score or perhaps you would rather file suit and go for the big bucks.
Use search terms such as "man wins $1.
5 million collection lawsuit" or "woman sues debt collector wins 8.
1million" to see for yourself.
The final step is answering those collection notices by using a letter demanding proof of debt and returning it to the collector by registered mail with return receipt.
As you learned in the gig the collector will not be able to show legal proof that any money was ever loaned to you.
Although this article about making money with your credit card debt has been a painful history lesson, now indelibly etched in your brain, you might want to share your new knowledge with friends and together we can take back our country one card account at a time.
Live life and have fun!