How to Calculate Disability Pay

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    • 1). Go to Social Security Online's website for the online benefit calculator (see Resources).

    • 2). Enter your birth date in the box "Date of birth."

    • 3). Enter your planned retirement age under "Age at retirement."

    • 4). Choose the option "Today's dollars" under "Today's dollars or future dollars."

    • 5). Enter the amount you earned each year in the coordinating box under "Annual earnings." You can use the Social Security Statement or your tax return information.

    • 6). Enter the amount you expect to earn in total for the present year under "Earnings in 2010" and the estimated earnings for future years under "Earnings in 2011 and later."

    • 7). Click "Calculate Benefit" under the "Calculate" heading.

    • 8). Review your estimates. Eligibility for retirement, disability and survivor insurance is revealed under "Benefit eligibility." Below that, "Benefit estimates" provides your current disability benefit estimate.

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