Have you ever specifically wondered what do you want from your car insurance agency? I bet the answer is yes as any intelligent shopper who is going to make a purchase would ask themselves this.
It is very simple, actually.
Do you want superior customer service? Do you want a low or high deductible? Do you want a low premium? And the last question is, in what area am I willing to sacrifice to get what I want? Customer service is a sticking price with most clients.
The reason for this is because in the unfortunate event of an accident they want someone to turn to who will help them immediately.
For some, not all, this is priceless.
Some consumers will pay a higher premium just to know that they are a preferred customer and can have the immediate attention of the agency in the time of need.
Some customers value the level of their deductible.
If you do not drive much you will probably want a higher deductible and a lower premium.
If you drive a lot, and are prone to accidents, you may want a lower deductible and a higher premium.
As you can see, the deductible directly affects the premium price.
This, however, is the personal preference of the customer.
Most customers these days value a low premium above all else.
With money being tight it is important to save money on car insurance even if you sacrifice in other areas, like customer service.
The best place to find the lowest premium is online.
When buying from a car insurance agency online you re dealing directly with the agency therefore it is likely that you will get a wholesale price.
This price will be lower than if you are dealing with an agent who works for the company.
If you have done your research and put some thought into what you value most it is easy to answer the question "What do you want from your car insurance agency".