In the United Kingdom most teenagers dream of owning a motor vehicle of some description whether it is a motorbike or a car and once they become 17 years old, the priority is to book some lessons.
Learning to drive can be a very expensive affair, especially when it is a car you are learning in and when you have passed your test and got your first vehicle, the costs to insure it can be very high.
There are certain ways however, that teenagers maybe able to reduce the cost of their car insurance premiums by considering the following tips.
Firstly, it is much better to use off road parking such as a garage or in a secure driveway and not on the main road.
This can have a significant impact on your premiums as your insurer will see your vehicle as being at lower risk of damage from vandalism or accidents.
Secondly, the type of car chosen is important if you want low insurance premiums.
If you go for a high performance car, you will be paying a fortune as you will be seen as more likely to speed and potentially have an accident.
With this in mind it would be wise to go for a standard type of vehicle to get cheaper premiums.
Another way to potentially reduce your premiums is to consider taking additional driving lessons such as a safe driving course, which tells the insurer that you are more likely to be a responsible driver.
The main reason that insurance premiums are significantly higher for young drivers is due to the lack of driving experience they have and insurers believe them to be much more likely to have an accident than someone who has driven for years.
If you adopt some of the above advice then you have a chance of substantially reducing the impact of the insurance costs.