Are you one of the many people who only pay the minimum monthly installment? You can use a house mortgage calculator and see something very few people knows.
To say the least there is some great news I have for you.
You could save yourself thousands of dollars each year by following these simple steps:

• The first step is to start using a mortgage calculator to see just how much your house is costing you.
  I don't mean the purchase price but rather the total amount you might pay.
  
• The next step would be to play around a little with the figures and see what effect each one has.
  
• You will see how you are being fooled into thinking you pay less if you pay the minimum.
  
• Then you need to learn what to do to change your mortgage and get it to start working for you and not against you.
  
• Next you need to learn some strategies to be able to have more money left for paying into the mortgage each month.
  
• You then pay this extra money into the mortgage and see how fast you can be able to pay back your mortgage.
  
• Having a house mortgage calculator that show you what is possible even before you start will help to keep you motivated and show you what is possible.
  

Most people will think it is impossible to get more money out of their income to be able to pay back the mortgage.
Well it normally looks like that if you are in that position.
But stepping back out of your situation and changing your mindset can do wonders to your financial situation.
In the end all that you will need to change to get on the path to financial freedom is your mindset.
It sounds simple and yet that is the biggest stumbling block for most people.
Give yourself a fair chance and start opening your mind to different ways of thinking.
You will definitely be pleasantly surprised.