If you want to get the very best policy for the least money, you should definitely compare auto insurance rates between several different companies.
You would be surprised how much of a margin of difference there can be between insurance providers.
There are different ways to compare auto insurance rates; you may be more comfortable with one or another.
The Internet has opened up a whole new "shopping experience" for automobile insurance customers.
You can obtain multiple rate quotes without leaving your home.
No more spending hours calling and going from office to office.
The insurance companies have responded to the online companies offering cheap, albeit not always adequate, insurance on the spot.
You can purchase with your credit card and print the policy off immediately.
Now, the insurance companies, who used to wield quite a lot of control, now are the ones who are competing for your business.
Some companies offer a better package for certain kinds of needs than others at a reduced rate.
For instance, senior citizens or younger drivers may be treated with more deference at one agency or another.
Keep in mind that you need to take all factors into consideration when making your decisions.
Premiums are not the whole picture.
You need to consider deductibles, liability coverage, and policies on repairs, accident forgiveness, and more.
This is not a decision to be taken lightly.
The best time to compare auto insurance rates is before your current policy premiums come due.
You don't want to make a hurried decision, and you definitely do not want to be unprotected.
If you are comfortable with your local insurance company, you could approach them with the policy you are considering and see if they would match the rates and terms of the policy.