There are many ways you can save on your auto insurance policy.
Do you know them? If you don't or want to get a few more ways this article will help you do just that.
And, do yourself a favor; implement the tips immediately so you can start a cheaper rate as soon as possible.
1.
There are cars that cost a lot more to insure.
It will do you a world of good if you ask your agent before buying your next car.
A comparable car that has a lower crash rating and higher theft rate will cost a lot more to insure.
Also, cars that generally cost more to repair also cost more to insure.
Asking the right questions will help you avoid the "wrong" car and get you more affordable rates.
2.
You'll pay less if you car has a higher safety rating.
Does your car have built-in safety features? They will qualify you for a Safe Vehicle Discount.
Examples of these safety features are air bags, automatic seatbelt, ABS brakes and daytime running lights.
For more details on these and how much you can save by having them, consult your agent.
3.
You should get a discount if you are a member of a car pool.
The simple reason for this is that it reduces your mileage.
And, the less your mileage, the better risk you are to an insurer.
4.
If you work for a large company you could enjoy a group discount.
If you've not asked, do.
Insurance companies offer large organizations some discount in the belief that such would attract members of that organization.
That would save them on customer acquisition.
5.
If you've read my articles you'll notice I always talk about getting and comparing quotes from five or more sites.
The simple reason is that you can't really be sure you've got a good deal if you don't do extensive shopping.
And, you guessed right, quotes sites make it a lot easier for you to do just that.