How to Finance a Car With Bad Credit in San Diego
- 1). Get a copy of your credit report. Knowing your credit score will help you judge whether the salesman is offering a deal on a car loan or if you can get a better deal at a private bank. Go to Annual Credit Report to get a free credit report. Then, order a credit score from the three credit agencies. It may cost a little money, but the investment is worthwhile.
- 2). Visit Any Credit Car Connection to find a buy here-pay here dealership. These dealerships make loan payment arrangements with the buyer right at the dealership without using an outside financer. Go to the website and fill in your name, phone number and email. Then, fill in your zip code and monthly income. Submit the form to be connected with buy here-pay here car dealerships in the San Diego area.
- 3). Visit Bad Credit Car Loans. There are several car dealerships listed on this page that work specifically with bad credit customers. Click on the blue link underneath the name of dealership to get a free price quote.
- 4). Try to get financing through a local bank. Banks like Chase and Citibank may offer car financing options for people with bad credit. There are several Citibanks and Chase banks in the San Diego area. Prospective buyers can also check with their personal bankers, even if not Chase or Citibank. Visit a local branch and ask about auto financing with bad credit.
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