Those who own property in the UK and lease it out to others should get landlord boiler cover right away. Boilers tend to break down as they age -- in fact, as many as 30% of all boilers break down after the five-year mark. Not only does this create problems for the tenant, who will be without heat, but also the landlord who has to replace or repair the boiler. The cost of finding a good engineer or plumber to do the job can be extremely high, not to mention the time spent searching for the right person for the job can take days, or even weeks. Having landlord boiler insurance is another way to cover costs in the event of a breakdown.

Though some insurance providers, such as OmniAssist, have policies that take care of landlords, others may not provide adequate coverage. Those insurance companies that do provide coverage often have excellent policies, however. In the case of OmniAssist, landlords can expect to pay £5.50 per month for basic coverage or £6.25 for a policy with more options.

Although cost is an important factor, price should not be the deciding factor when searching for landlord boiler insurance. You must also consider the time spent on repairs. An insurance company with a slow response time should not be your first choice. Instead, find a provider with many service engineers on call as you don't want to be waiting around for a week or two with no hot water or heating. If you are providing for tenants they are likely to be on the phone to you every day till the boiler is repaired. Once again, OmniAssist gets top marks with its extensive service force.

When looking for landlord boiler cover, first compare prices. Once you have narrowed down your choices, look into the quality and availability of each provider's service network. Finally, find a policy that meets your coverage requirements. Though finding the right landlord boiler insurance can take time and money, the cost is well worth it in the end. You will be grateful for your insurance if one of your tenant's boilers ever needs repair.