Mediclaim Policies in India for Protection From Flus
India has a hot tropical climate and majority of places experience extreme weather for most part of the year. This kind of weather is conducive to many air borne diseases. The flu's virus usually mixes with air particles and thrives in extreme weather conditions, especially during winters when there is alternating cold and warm weather.
Flu, also known as Influenza is a cold weather infectious condition caused by a virus in the respiratory tract, nose, throat, bronchial tubes and lungs. It is a communicable disease and is passed from person-to-person by airborne transmission and affects the young and old alike. Though most reported cases are mild, these flus can sometimes cause severe and life-threatening complications.
They are commonly characterized by the below symptoms:
Running nose
Chest congestion
Viral Fever
Sore throat
Body ache
The above conditions usually take 3-4 days to cure with a dose of antibiotics, but if they persist longer then it may warrant a trip to a specialist, and in severe cases need hospitalization. The individuals with chronic respiratory ailments like asthma can be acutely impacted by these flus. Even older members of the family are easily affected due to reduced immunity in old age.
There are many policies available in the market in India, which take care of unforeseen medical emergencies, as we are getting more susceptible to newer virus/diseases due to the extremities of weather. Some of the diseases included in policies are Chickenpox, Influenza, Measles, Smallpox and Tuberculosis.
Some special policies may also cover newer diseases like the H5N1 influenza virus. According to the recent research this disease can evolve, and could be transmittable through air.
There are many types of Mediclaim policies in India, but the basic one's are as below:
Individual Policy - In this, a sum assured is fixed on an individual separately depending on his age and the premium amount at his disposal. Most of the common diseases are included in these types of policies.
Family Floater Policies - Here you can insure your entire family for any medical emergencies. The amount of insurance for the entire family can be fixed at once. This provides flexibility to add more members with a minor increase in the premium, and comes cheaper as compared to an individual Mediclaim policy.
Unit linked Health Plans - These are plans with a saving element to it. In case there are no major medical emergencies, then the policy holder get the Sum Assured at the end of a pre decided term.
There is a plethora of policies available; ones which cover the basic medical expenses like consultation and medicines to policies which cover complete hospitalization, some special diseases and critical illnesses.
Source: [http://goo.gl/JmP8bD]
Flu, also known as Influenza is a cold weather infectious condition caused by a virus in the respiratory tract, nose, throat, bronchial tubes and lungs. It is a communicable disease and is passed from person-to-person by airborne transmission and affects the young and old alike. Though most reported cases are mild, these flus can sometimes cause severe and life-threatening complications.
They are commonly characterized by the below symptoms:
The above conditions usually take 3-4 days to cure with a dose of antibiotics, but if they persist longer then it may warrant a trip to a specialist, and in severe cases need hospitalization. The individuals with chronic respiratory ailments like asthma can be acutely impacted by these flus. Even older members of the family are easily affected due to reduced immunity in old age.
There are many policies available in the market in India, which take care of unforeseen medical emergencies, as we are getting more susceptible to newer virus/diseases due to the extremities of weather. Some of the diseases included in policies are Chickenpox, Influenza, Measles, Smallpox and Tuberculosis.
Some special policies may also cover newer diseases like the H5N1 influenza virus. According to the recent research this disease can evolve, and could be transmittable through air.
There are many types of Mediclaim policies in India, but the basic one's are as below:
Individual Policy - In this, a sum assured is fixed on an individual separately depending on his age and the premium amount at his disposal. Most of the common diseases are included in these types of policies.
Family Floater Policies - Here you can insure your entire family for any medical emergencies. The amount of insurance for the entire family can be fixed at once. This provides flexibility to add more members with a minor increase in the premium, and comes cheaper as compared to an individual Mediclaim policy.
Unit linked Health Plans - These are plans with a saving element to it. In case there are no major medical emergencies, then the policy holder get the Sum Assured at the end of a pre decided term.
There is a plethora of policies available; ones which cover the basic medical expenses like consultation and medicines to policies which cover complete hospitalization, some special diseases and critical illnesses.
Source: [http://goo.gl/JmP8bD]
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