What Is the Importance of a Free Credit Report?
Everyone knows that having solid credit is exceptionally important.
With a low score, a person couldn't even be able to buy bubble gum on credit! For this reason it's imperative to acquire a credit report every so often and check up on your credit background information.
Not just to be sure that no business or bank made any mistakes, but to also be certain that there is no one that has fooled around with your identity! When did you last check your credit? Even every four or five months is too long of a time to wait in my view.
These days, you can get a free credit report tomorrow and then somebody walks off with your identity in a short period of time from now and destroys your credit over the next four or five months and by the end of the year, you're in deep financial trouble! What would you do if you are that person? No one would be able to do anything to fix the problem within a short period of time.
You dispute the charges and call the authorities about the identity theft and it would still take what would seem to be an eternity before your credit is fixed.
What would you do while waiting should you need to lease a house or apartment, need a car, insurance or anything else that necessitates good credit? It's by no stretch of the imagination easy to merely file a claim against an account that was opened in your name and have it go away.
There are countless investigations involved to ensure that you are not the party responsible and are committing fraud.
Who wants to be a part of that nightmare? No sane person would want that, I am sure about that! For this reason it's imperative to obtain your credit report on a regular basis.
You can obtain a free credit report online with no problems or any requirements to buy anything, and yes, again, it will be free! I always make it a priority to investigate my credit situation every two weeks and print a copy of the report out for future reference to have if needed.
It could mean the difference between a calm relaxed life or a traumatic, frightening one! Is it worth the risk considering what is at stake here?
With a low score, a person couldn't even be able to buy bubble gum on credit! For this reason it's imperative to acquire a credit report every so often and check up on your credit background information.
Not just to be sure that no business or bank made any mistakes, but to also be certain that there is no one that has fooled around with your identity! When did you last check your credit? Even every four or five months is too long of a time to wait in my view.
These days, you can get a free credit report tomorrow and then somebody walks off with your identity in a short period of time from now and destroys your credit over the next four or five months and by the end of the year, you're in deep financial trouble! What would you do if you are that person? No one would be able to do anything to fix the problem within a short period of time.
You dispute the charges and call the authorities about the identity theft and it would still take what would seem to be an eternity before your credit is fixed.
What would you do while waiting should you need to lease a house or apartment, need a car, insurance or anything else that necessitates good credit? It's by no stretch of the imagination easy to merely file a claim against an account that was opened in your name and have it go away.
There are countless investigations involved to ensure that you are not the party responsible and are committing fraud.
Who wants to be a part of that nightmare? No sane person would want that, I am sure about that! For this reason it's imperative to obtain your credit report on a regular basis.
You can obtain a free credit report online with no problems or any requirements to buy anything, and yes, again, it will be free! I always make it a priority to investigate my credit situation every two weeks and print a copy of the report out for future reference to have if needed.
It could mean the difference between a calm relaxed life or a traumatic, frightening one! Is it worth the risk considering what is at stake here?
Source...