Q: I am a senior in college and have never had an accident or moving violation.
Are there any good deals out there on car insurance for students? A: Car insurance for students and good deals are not usually phrases that go together.
Unfortunately for you, even though you have a good driving record, one of the factors your insurance quote will be based on is your age.
Younger people are involved in more moving violations and accidents than older people.
This unavoidable statistical fact will make it harder, although not impossible to find a good deal on auto insurance.
The best place to begin your search is your college or university.
Many schools have negotiated a group insurance rate for their students which will give you a discount if you purchase your policy through the schools insurance provider.
Since you mentioned you were a senior we would also recommend finding out if the alumni association at your college has negotiated a discounted rate for members.
Even if you have to wait a few months to purchase your policy the savings may make it worthwhile in the end.
If your school or alumni association does not have a program that entitles you to a discount some insurance companies have programs that will give you a discount based on getting good grades.
Finding car insurance for students that is not too expensive can be tough.
Get as many quotes as you can and compare them for cost.
Congratulations on your excellent driving record and take comfort in the fact that by keeping your driving record clean your insurance premiums will drop over time.