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Credit : Business & Finance
Rebuilding Credit After a Banktruptcy
Bankruptcy can seriously affect your credit score. Consumers who are recovering from financial hardship often wonder about rebuilding credit. Boosting your credit score after bankruptcy is possible. However, it's important to understand that it doesn't happen overnight. Slowly building your credit a
Discover Gas Credit Cards
Credit cards come in vast variation and designed for a specific function. There are cards used alone for grocery purchases while there are cards that are limited on hotels, restaurants, and other merchant stores. Also, there is also a type of card exclusively made for gas. A gas credit card is inten
How Long Can I Keep My Credit Card Account Over the Limit?
Credit card companies charge fees when you go over the limit.credit card image by feisty from Fotolia.comAs Long As You WantYou can keep your credit card account over the limit indefinitely. Eventually, your credit company will begin calling you, asking for a payment. The company may...
Choosing the Right Credit Card - 5 Helpful Tips
There are hundreds of thousands of credit cards to choose from! Use these 5 helpful tips to determine how to prepare your credit for adding credit card references, what the best credit cards are to apply for and which to stay away from.
View Credit Report History Online And Protect Your Name
Did you know you can go online right now and view credit report information for your name? All you need is your social security number and answers to a few personal questions from your past, and you can see everything lenders and creditors see when they view your credit, plus more!
Credit Cards and Responsibility - Choose the Right Card For You
Credit cards have become an essential part of modern society. Those little pieces of plastic have opened the doors to convenient online shopping from the comfort of your own home. But do not just choose any option when looking for a credit card. Learn What you need to know before selecting your next
Importance of Having a Credit Card
Despite the fact that many people are against the use of credit cards, they usually come in handy in the lives of individuals in various aspects like: budgeting- one is able to track down on their spending habits as it shows a record of ones expenditure since one usually gets statements at the end o
Tips And Tricks To Improve Your Credit Score
Good credit is imperative nowadays. However, do you know exactly what goes into your credit score or even what a good credit rating is? There are several companies that calculate credit ratings with t
How to Report a Tenant to Credit Bureaus
While some landlords are lucky enough to have tenants who pay their rent on time, some have to deal with renters who pay late or not at all. If you have a tenant who pays his rent late, or has left your rental property and still owes you money, you can report the delinquency to the renter's credit f
Why Check All Three Credit Scores Before Applying For Credit?
If you know anything about your credit, you probably know that you have three credit cards. This is mainly because credit reporting is an independent, money-making business, and there are three credit bureaus out there that will report your credit for you. These companies are in competition, even th
Credit Cards After Bankruptcy - What Is The Truth
Acquiring credit cards after bankruptcy is relatively easy. However most of the offers received in the mail are nothing short of scams. If you carefully read the credit card agreement carefully you will find that there are many pit falls that will quickly cause financial problems.
Credit Traps Snag Consumers
Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC. Each week we received sacks full of mail from consumers across the country requesting our list of credit car...
What Is the Three-Digit Code on the Back of Credit Cards?
Credit card use has become nearly ubiquitous. Consumers swipe credit cards at the gas station and retail stores, make online purchases and confirm credit card information over the phone. Many customers are familiar with reciting or typing their 16-digit credit card number, but more vendors are incre
Understanding Your Credit Report
In the current economic climate having a less than healthy credit record can seriously affect a person's ability to arrange finance of any kind. For a person to be able to repair a bad credit record they first of all need to understand what it is that is causing the problem. So what is it that
How to Accept Credit Cards With a Portable Device
The ability to accept credit cards using a portable device allows you many benefits to expand your business. For example, you can eradicate long lines, meet your customers face-to-face, and go to trade shows to sell your product without having to set up expensive wired credit card terminals. Another
Understanding How Credit Repair Really Works is Crucial to Your Financial Battle
It's so easy to fall into debt these days and unfortunately many people don't know how to get out of it.By understanding the basics of what is needed in order to recover from any financial hardship, you are well on your way to strengthening your credit report.
The Best Credit Card Rate Offers Are No Longer at the Large Banks
While consumer advocacy groups rejoiced over the introduction of the Credit CARD Act that they felt was a great step forward in the protection of the rights of credit card customers, some observers were quick to point out that perhaps not everything was as rosy as it seemed. They wondered if the cre
What Is a ACH NSF Charge?
When an Automated Clearing House (ACH) transaction such as an auto debit is initiated, funds are taken from the origin account and transferred to the appropriate vendor automatically on a scheduled date. After ACH initiates the debit, the funds are verified. If the origin account does not have suffi
Do Credit Cards Continue to Charge Interest After They Close an Account?
High interest rate is a common reason consumers choose to close their credit card accounts, hoping to avoid high finance charges. However, in most cases, the credit card company continues to charge interest on the outstanding balance until it's paid off. U.S. government regulations ensure credit c
Free Credit Report With No Credit Card Required
There are many websites available on the Internet that give consumers the chance to obtain a free copy of their credit report. However, there is more to the story that borrowers should know about this process. Some of the offerings include a free credit report, but do not include the credit scores.