Sign in
Recover your password.
A password will be e-mailed to you.
Browsing Category
mortgage : Insurance
Property Equity Release Scheme - Ideal for Retired Homeowners
The scheme of property equity release is a boon for those retired homeowners who are facing financial difficulty at their old age. Since there are several advantages associated with it this scheme has
Is a Spouse Liable for a Mortgage After Divorce?
Married couples often take a mortgage to finance their home. Unfortunately, not all couples stay together through the life of their mortgages. When a divorcing couple has a mortgage liability for the debt depends on if both parties signed the loan and whether they live in a community property or sep
What Is a Wholesale Loan?
Wholesale loans are loans made by banks through their third-party lending partners such as brokers and mortgage bankers. There are advantages and disadvantages to wholesale loans.
Quit Claim Deed Fraud
Quitclaim deed fraud has become very common and can take various forms. The mortgage industry often helps imposters by offering them loans against properties which are used for quit claim fraud.
First Time Homebuyers: Why Some First Time Homebuyers Still Rent
"We keep looking, but we still don't have a house." Like many potential first time homebuyers, Mark and Tara Carlson have been pre-approved for a loan and have looked at a number of homes. There's ...
Explain Refinancing a Mortgage
When you refinance your mortgage loan you must submit certain documentation such as pay stubs, tax forms and a home owner's insurance policy to your lender for review. A loan officer will review your information after you have applied to see if you qualify for refinancing. Your credit report will be
Mortgage Solutions Now - Florida Mortgage, Commercial Loans, Refinance, And Home Loans
I have people calling me all the time asking me why the can't have a $200,000 dollar mortgage only paying $650 a month. The truth is they can, but for some people those kind of loans just aren't good.
Cheering Yourself to Safety
In this article you will find out all you need to know about cheerleading.
Choose Right Mortgage Company
Entering into a mortgage market to choose a best deal for you is a nerve wrecking task. With so many mortgage options and so many alluring companies available, it is tricky to determine which work wel
Put That Jewelry and Diamonds to Use and Sell Jewelry in Sacramento
They can sell their jewelry for such purposes to the agencies that are ready to give them its right amount, where a genuine price is sure to be received for that quick cash. Everyone buys ...
Can I Deduct Mortgage Insurance Premiums Listed on My 1098?
If you are paying a mortgage, you may also be paying mortgage insurance. Federally-backed loans, such as FHA loans, require that borrowers pay mortgage insurance, as do many private lenders and banks. The insurance goes to a fund that defrays the losses incurred by the lender when borrowers default
How to Compare Mortgage Deals
Buying a home is a large investment, and most people end up paying their mortgage for 15 to 30 years or longer before they fully own their home. During this time, a homeowner will end up paying more than originally borrowed in interest. Taking some steps to compare mortgage deals can potentially sav
Can My Mortgage Company Garnish My Wages If I Am on Social Security?
Some creditors will attempt to incur payment for an overdue debt by garnishing the wages of the person who owes the money. If a person falls behind in his mortgage payments, he may find himself in debt to his home loan lender. In many cases, a mortgage company will simply foreclose on the individual
Loans for People on Benefits Good Credit for Easy Loans
Mortgage Loan you could request individual advances with terrible credit and in the meantime enhance your poor credit standing. Yes, it not difficult to make such credits now. Take them as risks to repair your ...
What Is the Difference Between a Title Company and a Mortgage Loan Company?
A title company and mortgage loan company are different types of companies working together to help you obtain and close on your mortgage loan. Basically, a mortgage loan company originates mortgage loans, while a title company performs a title search on the property and offers title insurance.
Setting Realistic Expectations for Selling Time in Quick Property Sales
Keep in mind that the average number of days any property is on the market depends on several factors including price, location and condition of the house as well as the market conditions.
Reasons Why You Can't Refinance a Mortgage
Several factors will prevent you from refinancing your mortgage. Lenders have certain guidelines and qualifications that you must adhere to. Each mortgage company or bank has its own requirements. Before you attempt to refinance it's a good idea to research several lenders to see which has the most
Cash Out Refinance Restrictions
There are two types of refinances: a cash-out loan or a rate-and-term loan. Rate-and-term loans involve less risk to the lenders; therefore, they make this type of loan with higher allowable loan-to-value ratios and lower costs. Cash-out loans are typically limited to 80 percent of your home's value
Refinancing Home Loans - Seven Reasons to consider Refinancing a Home
Are you pondering Refinancing a Home but not sure whether you should or not? Here are seven reasons that may help you with your choice. 7 Benefits of Refinancing Home Loans: * Reduce your Payment- ...
Everything Seniors Need to Know About Reverse Mortgage Rates
As with any type of loan, a borrower's interest rate will have a significant impact on his or her reverse mortgage. Reverse mortgage rates affect borrowers' proceeds and payment opti