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What Is a Bi-level Home?

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A bi-level home, also known as a split-level home, is the modern version of the ranch house. A bi-level home is typically a two-level home with the front door located between the two levels. The top level usually has bedrooms, a kitchen, living areas and bathrooms. The lower level has a low ceiling

Writing A Successful Hardship Letter

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A quality hardship letter goes a long way towards getting your mortgage modified. The main purpose of the hardship letter is to explain your financial situation and how you plan to get out of it. This article will help you understand how to write an effective letter to your lender.

How to Adjust Refresh Rate on an HDTV

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The refresh rate of an HDTV is the number of times per second the screen renews its information. Not all HDTV models allow refresh rate adjustments, but LCD HDTVs are more likely to provide adjustments. Depending on the model, choices may include 60 Hz, 120 Hz or 240 Hz. Hz is hertz, or cycles per s

Definition of a Wrap-Around Mortgage

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The wrap-around mortgage is a financing technique in which the payment of the existing mortgage is continued (by the seller) and the buyer pays a new, higher-interest mortgage, which is larger than the existing mortgage. The seller accepts a promissory note from the seller. The buyer does not get

How to Become a HUD Reverse Mortgage Lender

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Reverse mortgages are a resource for seniors who have equity in their home, but who are looking to supplement their income. The federal government only insures one type of reverse mortgage. This is called a home equity conversion mortgage (HECM), also known as a HUD-approved reverse mortgage. Here

How Much to Buy a Mortgage Point?

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Buying a new home can incur the largest monthly payment a consumer will have. A reduced mortgage rate helps lower the monthly payment on a home loan and results in paying less interest on the mortgage loan. While a good credit score, down payment and minimum debt helps secure a better rate on a mort

Options for an Upside Down Mortgage

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An upside down mortgage loan refers to owning more on a mortgage loan than the house is worth. Upside down mortgages occur when housing values drop. While an upside down home loan makes it harder to sell a house, there are ways to manage this problem and possibly get out from under an upside down mo

The Government Certification of FHA Insured Mortgage Lenders

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The Federal Housing Administration (FHA) is a government agency that insures mortgage loans. FHA certifies mortgage companies that offer or own FHA insured mortgages. FHA does not lend money directly. It backs up mortgages provided by FHA approved lenders should the home buyers default. As of 2011,

An idea for Youth Group Fundraisers

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Are youth group fundraisers easy to come up with or do they require a lot of research? Is there a place I can look for these ideas that can guide me through the steps? What if I want to offer somethin

Definition of Portable Mortgage

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A portable mortgage has been an option for those who are buying a home but plan to relocate in the near future. This may be good for those who travel with work, are in the military or are just planning a move. They have enabled homeowners to build equity without having to go through the hassle of ap

About E-Loan

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E-Loan is a Delaware incorporated financial services company headquartered in Pleasanton, California that offers services throughout the United States primarily through their website. Founded on mortgage based product offerings, the company was impacted by the worldwide financial downturn and no lon

Racine home mortgage company is trustworthy

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Avail the Racine home mortgage from a trustworthy company who will provide the loan at lower rates. It is quite difficult for a prospective homeowner to know how much they can afford to spend on buyin

What Is the 80/20 Mortgage Loan?

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The mortgage industry is full of technical jargon, such as "80/20 mortgage." There are many types of mortgage loans, and an 80/20 mortgage loan (also called a piggyback loan) can sometimes be the best option.

Definition of Mortgage Holder

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A mortgage holder is the lender that holds the lien against your property when you obtain a mortgage for the purchase of a home. You receive the money to purchase your home in exchange for commitment to principal and interest payments on a contracted schedule.

Housing Promote Shows Signs Of Improvement

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The seminars I've been to aren"t enchanting with regards towards the housing publicize. Right now there can be a puny expansion in some cities inside the past year, however the long-term graph show offers dropping off ceaselessly. There are lesser buyers, nonetheless the inventory of prope