California Pay-As-You-Go Car Insurance
With millions of drivers on the road in California most of us have different car insurance coverage needs.
It is important to look at what is important for your needs to get the most relevant coverage for you.
In this profile we take a look at a California driver whose mileage varies year in year out and how he found the best California car insurance for his needs.
Jim is a technology consultant based out of Sacramento, California.
His work schedule will vary based on the activity level of the customers he serves in Northern California, the most common being cities in the Silicon Valley such as Sunnyvale and Santa Clara.
If the economy is strong, Jim will likely travel each week visiting customers and can travel up to 20,000 miles a year in his car on common California freeways, such as Highway 5 and Highway 101.
If business is not so strong, Jim travels less and his mileage can be cut in half.
With the current weak economy in California, Jim believes his mileage will be much lower than prior years.
His current policy is set to expire in the coming weeks and he is looking to see if there are better options available.
Jim is looking for a well established California company where his premium will correlate to the miles he drives.
What is the best car insurance coverage for Jim? One of the best ways for Jim to manage his expense is to match the miles he drives to how much he pays.
Early in 2011, the State of California started a new program called pay-as-you-go insurance.
This insurance allows the premium to be based on the amount of miles driven.
Typically, a California car insurance company will have only a couple of levels to base your premiums off of.
Such as if you drive more or less than 12,000 miles.
With the drop of level in clients and use of videoconferencing, Jim feels strongly his miles will be dropping over the next year.
The pay-as you-go program is well suited for Jim as his premiums will tie directly to how many miles he drives.
Jim's other requirements are to find a financial reliable company with reliable customer support.
Since the pay as-you-go program just started, there are only 3 companies offering this program in California.
Two of the companies fit Jim's need of a financial reliable company.
One of the companies has already been providing a similar pay-as-you-go program in other states and it is clear their program offers the most.
They have more mileage levels the pricing is based on and more experience with this type of program.
Jim also finds from reviewing car insurance companies at http://www.
mycaliforniastop.
com, that this well known California company has the highest financial rating from AM Best and they provide consistent, reliable customer support.
Jim is happy to see pay-as-you-go is the best California insurance for him.
It is important to look at what is important for your needs to get the most relevant coverage for you.
In this profile we take a look at a California driver whose mileage varies year in year out and how he found the best California car insurance for his needs.
Jim is a technology consultant based out of Sacramento, California.
His work schedule will vary based on the activity level of the customers he serves in Northern California, the most common being cities in the Silicon Valley such as Sunnyvale and Santa Clara.
If the economy is strong, Jim will likely travel each week visiting customers and can travel up to 20,000 miles a year in his car on common California freeways, such as Highway 5 and Highway 101.
If business is not so strong, Jim travels less and his mileage can be cut in half.
With the current weak economy in California, Jim believes his mileage will be much lower than prior years.
His current policy is set to expire in the coming weeks and he is looking to see if there are better options available.
Jim is looking for a well established California company where his premium will correlate to the miles he drives.
What is the best car insurance coverage for Jim? One of the best ways for Jim to manage his expense is to match the miles he drives to how much he pays.
Early in 2011, the State of California started a new program called pay-as-you-go insurance.
This insurance allows the premium to be based on the amount of miles driven.
Typically, a California car insurance company will have only a couple of levels to base your premiums off of.
Such as if you drive more or less than 12,000 miles.
With the drop of level in clients and use of videoconferencing, Jim feels strongly his miles will be dropping over the next year.
The pay-as you-go program is well suited for Jim as his premiums will tie directly to how many miles he drives.
Jim's other requirements are to find a financial reliable company with reliable customer support.
Since the pay as-you-go program just started, there are only 3 companies offering this program in California.
Two of the companies fit Jim's need of a financial reliable company.
One of the companies has already been providing a similar pay-as-you-go program in other states and it is clear their program offers the most.
They have more mileage levels the pricing is based on and more experience with this type of program.
Jim also finds from reviewing car insurance companies at http://www.
mycaliforniastop.
com, that this well known California company has the highest financial rating from AM Best and they provide consistent, reliable customer support.
Jim is happy to see pay-as-you-go is the best California insurance for him.
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