Touring Caravan Insurance - The Basics of a Policy
Owning your own touring caravan is a great way to take off and enjoy a relaxing and perhaps well-deserved break whenever the mood takes you.
There are many wonderful places to visit and numerous caravan sites available to you in the UK and Europe.
These offer from the very basic to luxury amenities to help you enjoy your trip and to get the most out of it.
However, as with any vehicle in the UK insurance is mandatory and protects your pride and joy.
In this case, you would have to look for and take out touring caravan insurance.
What do you need to consider?
While some are usually common amongst providers, others could be unique to the particular provider you are considering taking out insurance with.
Here are some you may find in a policy.
Free European insurance - some providers may offer so much free European cover.
However, be carefully as this cover might not be free if the insurance provider has boosted up the premiums to consider this.
Discounts - insurance providers could offer discounts on the insurance if for example you belong to a caravan club.
The more secure your caravan is the bigger the savings you might make on the insurance.
Storage savings - where you choose to store your caravan when not using it can go towards the safety of it, which the insurance provider will take into account.
If you store your caravan on a secure storage site, you could save money on the premiums.
24/7 UK help line - check to find out what the insurance company provider offers by way of a helpline in the event that you should have to make a claim on your touring caravan insurance.
A UK helpline number that is manned 24/7 would be a huge bonus and provide peace of mind.
There are many wonderful places to visit and numerous caravan sites available to you in the UK and Europe.
These offer from the very basic to luxury amenities to help you enjoy your trip and to get the most out of it.
However, as with any vehicle in the UK insurance is mandatory and protects your pride and joy.
In this case, you would have to look for and take out touring caravan insurance.
What do you need to consider?
- One of the first considerations you may want to take into account when looking for cover is where to go for your insurance.
Along with getting quotes on the phone with high street providers, you could also check out standalone insurance providers, who could help you to save on your insurance. - Preparation beforehand could save you money.
For instance if you just use your caravan a couple of months out of the year then you may want to consider limited mileage insurance for your caravan.
- Where do you plan to take your holidays? If you travel around Europe then you may benefit from having European cover.
If you stay within the UK, you could save money by ensuring your policy did not contain European insurance.
While some are usually common amongst providers, others could be unique to the particular provider you are considering taking out insurance with.
Here are some you may find in a policy.
Free European insurance - some providers may offer so much free European cover.
However, be carefully as this cover might not be free if the insurance provider has boosted up the premiums to consider this.
Discounts - insurance providers could offer discounts on the insurance if for example you belong to a caravan club.
The more secure your caravan is the bigger the savings you might make on the insurance.
Storage savings - where you choose to store your caravan when not using it can go towards the safety of it, which the insurance provider will take into account.
If you store your caravan on a secure storage site, you could save money on the premiums.
24/7 UK help line - check to find out what the insurance company provider offers by way of a helpline in the event that you should have to make a claim on your touring caravan insurance.
A UK helpline number that is manned 24/7 would be a huge bonus and provide peace of mind.
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