Buying Auto Insurance Online - Bad Or Good Idea?
If you plan on purchasing car insurance soon, chances are that you have already pondered where you should go to do this.
More than likely you have considered using the services of a company that is predominately online based.
There are many out there as you may know from the commercials that seem to play every other minute during the nightly news.
You probably also have considered going in to a local office, maybe a friend you know or an acquaintance sells insurance at a nearby agency.
These are both great ways to get a policy but one must consider the pros and cons of each before making a final decision.
When you use the services of an insurance agent that works in an office, you have the benefit of being able to meet this person and ask as many questions as you like.
Many people enjoy the good old-fashioned business with a smile and handshake.
It does tend to make you feel a bit more secure about insuring your vehicle or even your house knowing that you are dealing with a real live person.
One downside is that most offices are closed in the evening and on weekends.
This often frustrates customers especially if they are in a rush to start up a policy.
When you buy insurance online you do not have that personal touch that you get when dealing with an agent in person.
In fact you are dealing with a computer system designed to help you make your purchase.
However many sites now have 24 hour customer service numbers where you can speak to a live person on the phone to help you answer any questions and help you get a policy started.
This is beneficial for those who have busy work schedules and find it hard to get into an agency during regular business hours to discuss coverage and pricing details.
Many have found this method appealing because of the high level of convenience.
Whether you buy car insurance online or in person it will probably be a decision that will likely reflect your personality and lifestyle.
Perhaps you are a bit old-fashioned and like to meet the person on the other end of the phone before buying you will probably do business in an office.
Maybe you're a tech savvy individual who works long hours, so you might choose to go online to get your policy.
Either way they are both good ways to get insured and it is up to you to use your best instincts when deciding which way to go.
More than likely you have considered using the services of a company that is predominately online based.
There are many out there as you may know from the commercials that seem to play every other minute during the nightly news.
You probably also have considered going in to a local office, maybe a friend you know or an acquaintance sells insurance at a nearby agency.
These are both great ways to get a policy but one must consider the pros and cons of each before making a final decision.
When you use the services of an insurance agent that works in an office, you have the benefit of being able to meet this person and ask as many questions as you like.
Many people enjoy the good old-fashioned business with a smile and handshake.
It does tend to make you feel a bit more secure about insuring your vehicle or even your house knowing that you are dealing with a real live person.
One downside is that most offices are closed in the evening and on weekends.
This often frustrates customers especially if they are in a rush to start up a policy.
When you buy insurance online you do not have that personal touch that you get when dealing with an agent in person.
In fact you are dealing with a computer system designed to help you make your purchase.
However many sites now have 24 hour customer service numbers where you can speak to a live person on the phone to help you answer any questions and help you get a policy started.
This is beneficial for those who have busy work schedules and find it hard to get into an agency during regular business hours to discuss coverage and pricing details.
Many have found this method appealing because of the high level of convenience.
Whether you buy car insurance online or in person it will probably be a decision that will likely reflect your personality and lifestyle.
Perhaps you are a bit old-fashioned and like to meet the person on the other end of the phone before buying you will probably do business in an office.
Maybe you're a tech savvy individual who works long hours, so you might choose to go online to get your policy.
Either way they are both good ways to get insured and it is up to you to use your best instincts when deciding which way to go.
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