To raise credit score these days seems like a big task, at least for most people.
The recession we are currently facing has made this task even harder.
Now, to achieve a good rating you must be near perfect financially speaking.
However, you'll be surprised at some the little things you can do to raise credit rating immediately.
You see, when I was working in the financial sector, I came across many various tricks to boost your credit.
I was shocked a lot of time when I saw how powerful small tips and methods could be in improving your rating.
What I ended up doing was collecting all these methods overtime.
I'm going to share one trick with you right that can raise credit score by 20 points in less then an hour.
Raise Credit by 20 Points • Prior to making a large purchase, call your credit company • Tell the CSR rep to place a pre authorized note on your account for the amount you plan to spend • Even if you do not spend that note stays there • Moreover that notes is seen by credit monitoring firms right away So what this does is it shows responsibility on your part.
Credit monitoring firms love that! They like it so much that give you points right away as soon as they see it.
Now imagine if you do this for multiple accounts and the effect that would have on your rating.
These are the kinds on simple tricks I am referring to which you can implement and rake in the rewards.
The key here is to place the note atleast 24 hours before your planned purchase.
That way it leaves ample of time for monitoring firms to pick it up.
This will raise credit by 20 points immediately is all the rules are followed as listed above.