How to Handle Personal Injury Cases
It is relatively simple in its essence and you can surely handle it on your own, provided that you do your homework.
If you are prepared for it properly, then you do not have to dread negotiating with an insurance adjuster.
If your case belongs to the common categories then there is no need to worry.
Here are some of the more simple cases that can be handled without an attorney: • Traffic accidents that do not involve fatalities.
• Injuries resulting from defects and obstructions on roads.
• Injuries caused by some product.
If your case would fall under any of these categories, then you should be able to handle it on your own because it is simple enough.
What You Need- If you become involved in a personal injury case, your first task is to make sure that all of your papers and documentations are in order.
Here are some of the things that you need to have: • Police report • Medical bills • Proof that you have lost some income because of the accident • Cost of the vehicle repair • Photos of the accident • The bill of proof of purchase, if the injury was caused by a certain product Make sure that you have all of these in order before you make your claim.
When you know that you have all of the relevant documents needed, then you can write a letter to the insurance company informing them of your intention of making the claim.
When you send the letter you should include copies of the documents that you have gathered.
Negotiations- You should give them enough time to answer the letter, but be confident that they will get in touch with you.
They will arrange a meeting so that you can meet with one of their adjusters.
Keep in mind that the primary duty of that person is to see to it that they would have to pay far below what they actually have to.
This is the most crucial part of the negotiation because you need to stand your ground so that you can get what is due to you.
The problem is that an adjuster is experienced and has dealt with hundreds like you.
So you have to be very confident and you should stick to your facts and not be affected by their talk.
It Might Take Time- Do not expect that the issue will be resolved right away.
The adjuster is not going to give up so easily.
It might tale time before you can find an acceptable ground for both of you.
Hiring an Attorney- That is what you can expect if you try to handle your personal injury case on your own.
When your case is a lot more serious and complicated I would really suggest that you hire the help of a good lawyer.
You can not just go for any attorney out there, what you need is someone who specializes in personal injury cases and who has handled a lot of it before.