Understanding the medical payments coverage in Arizona auto insurance policies can seem tricky.
Most insurance companies come with several different and optional plans to choose from and buy.
Medical payments is just one of those options.
Having medical payments is highly recommended, but not mandatory to have on your Arizona car insurance policy.
Arizona Medical Payments Coverage Explained Medical payments pays for medical expenses in the event that you and those in your car are in an accident.
It can also pay for your family members who are riding in another vehicle, or walking down the street.
It is completely optional for Arizona policy holders, but is highly recommended because it pays for hospitalization, medical and dental treatment, funeral expenses, prosthetics, and/or nursing services.
Do I Need Medical Payments Coverage In My AZ Auto Policy If I Already Have An Arizona Health Insurance Policy? If you already have health insurance, having medical payments coverage on your Arizona auto policy may be unnecessary because your health insurance should cover the same events.
Of course this is something that you should discuss with your insurance agent to be sure.
It is always better to be safe than sorry when it comes to you and your family's protection.
If you don't have health insurance and are looking for a good way to protect yourself in the event of a life-threatening accident, medical payments would be an excellent option to put on your Arizona auto policy.
It's a relatively cheap way to increase your protection on the road so be sure and ask your agent how much this optional coverage will cost to add on to your policy.
All you have to do to start finding out just how cheap your medical payments coverage on your Arizona auto insurance policy can be is to get started comparing rates!