How to Convert Dollars to Gold Certificates

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    • 1). Determine the amount of U.S. dollar risk you are willing to take in owning gold. Although holders of gold certificates don't assume the risk of actually possessing the metal, price fluctuations still pose risks. As a highly liquid investment, gold certificates are easy enough to buy and sell for dollars, but that will be little consolation if you buy high and are obliged to sell low.

    • 2). Establish a relationship with a dealer in gold certificates. If a particular branch of a major German or Swiss bank in the United States doesn't sell them directly, it will probably be able to refer you to an office that does. In the case of the Perth Mint Certificate Program (PMCP) run by the Perth Mint, its website lists authorized gold certificate program dealers worldwide. In the U.S., they are Asset Strategies International, Inc. and Euro Pacific Capital, Inc.

    • 3). Execute your order in U.S. dollars in a mutually acceptable manner to you and the gold certificate dealer, such as by personal check, cashier's check, wire transfer, credit card charge or other means. Note that most gold certificate dealers will probably have a minimum investment requirement. In the case of PMCP, for example, the minimum initial investment is US$10,000, and any subsequent purchases must be at least US$5,000 each.

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