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Bankruptcy : Business & Finance

When Is It Time to Hire a Bankruptcy Attorney?

For over a decade, there's been one bankruptcy attorney in Palm Beach County who's done the most to help clients navigate the often confusing world of bankruptcy and foreclosures. The mark of an excellent bankruptcy ...

Chapter 7 Bankruptcy Process - A Summary

The Chapter 7 bankruptcy process is the case filed by individuals or partnerships when filing for insolvent conditions. There are several steps to the entire procedure and this article gives a brief outline of the steps.

Help to Get Out of Payday Debt

A payday loan or payday advance is a loan taken out against one or more of your upcoming paychecks. It is meant to a be a short-term answer to unexpected bills or emergencies. However, once you take out one payday loan, you may be unable to pay the loan off and still keep up with your regular bills.

Maryland Bankruptcy Checklist

Filing bankruptcy in Maryland requires the completion of several important steps before a court hearing occurs. These include a thorough and honest accounting of your finances and a full disclosure of your debts, including the duration of any delinquencies. Each step must be completed...

Free Bankruptcy Forms Checklist

Filing personal bankruptcy yourself is a complex process. There is much paperwork involved. You need to fill out many official bankruptcy forms before you can file them. Get a free bankruptcy forms checklist to make a daunting task easier to do. You should also have a backup plan if something goes w

Government Debt Programs

The Federal Trade Commission recommends that people seeking relief from debt focus on credit counseling, realistic budgeting, debt consolidation or bankruptcy. However, only one of the options--bankruptcy--is akin to a government program for debt. The government does not offer bailouts for personal

How to Get a 20-Year Debt Consolidation Loan

With the economy in the doldrums, many consumers are finding themselves drowning in debt. This debt can come from loans to high interest rate credit cards that carry high balances. The good news is there are options available to consumers. Many consumers are coming up with strategic plans to get rid

Don't File Bankruptcy! - There Are Much Better Alternatives to Eliminate Debt

Defaulting loan payments can cause you a lot of inconvenience with passage of time. Those in the habit of not paying their financers often end up in legal suits or filing bankruptcy. But for those who have been affected by the current recession have much better alternatives so what I can say is don&

Bankruptcy Law and Seizure of Property in Michigan

When you file any type of bankruptcy in Michigan, you can potentially lose some of your assets. But state and federal exemption laws permit you to keep at least some of your property regardless of your bankruptcy status. The laws apply whether you requested debt elimination in Chapter 7 or financial

Obtaining Unsecured Credit Cards After Personal Bankruptcy

I am likewise attempting to rebuild my credit following getting a bankruptcy launch. I had appealing respectful credit previous to bankruptcy, other than my own financial obligation leaves turn over. Exactly what are the probabilities of getting an unsecured loan, or be expected to I instantly simpl

How Long Does a Collection Agency Have to File After Threatening to Sue?

If telephone calls and debt collection letters don't coerce a debtor into paying an outstanding debt to a collection agency, the collection agency may file a lawsuit against him in an effort to recover the funds. Before filing a lawsuit, however, most collection agencies will notify the debtor of th

Chapter 11 Bankruptcy - Understanding Chapter 11 Bankruptcy

Chapter 11 bankruptcy is used as an opportunity for businesses to reorganize the debts they have incurred. The business must be a corporation, Limited Liability Company (LLC), Partnership, or Proprietorship.With the exception of a Proprietorship, the other types of organizations are separate from th

Cheap Bankruptcy Filing

People consider bankruptcy as a complex legal process; thus, it is necessary to have a lawyer who can put further legal methods to either clean up the debt by liquidating your assets and distributing them among your creditors, or develop a repayment plan.

Business Debts In Bankruptcy

When people think of bankruptcy they tend to picture a personal bankruptcy in which an individual files for the purposes of managing personal debts. While personal bankruptcies are the most common type of bankruptcy, they ...

Is There Credit After Bankruptcy?

FUTURE CREDIT -One of the most frequent questions I receive as a Bankruptcy lawyer, is "How will Bankruptcy affect my future credit?"It is true that credit records are very important and getting more important every day.Many employers have started requesting credit reports, and certainly c

Pros and Cons of Filing For Bankruptcy

Sometimes it is impossible to prevent personal disaster from occurring. You lose your job, your car breaks down at a most inopportune time, or perhaps somebody in your family comes down with a serious illness. There are bills to pay, and the debts accumulate faster than money earned to pay them off.