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Bankruptcy : Business & Finance

Filing Chapter 13 Bankruptcy

The process of filing for bankruptcy depends on who is filing it - an individual or a business. If it is a business, even a sole proprietorship, they cannot file for Chapter 13 bankruptcy and need to file under the Chapter 11 bankruptcy and get the much needed help to reorganize their debts.

What Is Insolvency? Insolvency Vs Bankruptcy

The concept of "insolvency" is many times used interchangeably with the concept of "bankruptcy." Both terms carry the same basic concept of no longer being able to repay one's debts. Although it may be "splitting hairs," there is a slight distinction between these

How Long Can a Court Freeze My Checking Account?

Courts can give creditors permission to freeze or seize a bank account. This stops account owners from withdrawing cash from the account, using debit cards or writing checks to pay bills. While a bank freeze creates a major inconvenience, freezes are often temporary and used to get a debtor's attent

Is There An Alternative To Bankruptcy?

Are you in this situation? You are facing a serious and overwhelming debt issues and you are considering of filing a bankruptcy to get an instant release from the stressful debt problem. While the process of making up your decision, you keep asking yourself to look for other option that you can go f

Do it Yourself Chapter 13 Bankruptcy Filing in Florida

It's perfectly legal and acceptable for you to file your own petition for Chapter 13 bankruptcy protection in Florida. Completing all the paperwork might be time-consuming, but it can be done with some research and preparation.

How Soon Can You File Bankruptcy Again in Colorado?

If you live in Colorado and file for bankruptcy, officers of the federal bankruptcy court handle your case. Title 11 of the U.S. Code, the Federal Rules of Bankruptcy Procedure, the Federal Rules of Civil Procedure and the Local Rules for the U.S. Bankruptcy Court for the District of Colorado combin

Finding Answers to Common Bankruptcy Questions

Many people who are considering bankruptcy have questions, or at least they should since this is a very drastic step. You need to understand what this will mean for you and what you can expect if you go through with it.

Chapter 7 Bankruptcy: Straight Bankruptcy

Chapter 7 is essentially asset liquidation. In this process, a court-appointed trustee will try to get as much money as possible to repay your creditors. Can be initiated by corporations or individuals.

How to Consolidate Debts

Though not an ideal solution, debt consolidation can provide some immediate relief from high-interest loans and debts. Choose consolidation loans carefully, and consult professionals when necessary.

How to Report Bankruptcy Fraud

Bankruptcy fraud is being perpetrated by many people who make false documents about their financial status and submit to the court. All expenses related to judicial matters for declaring bankruptcy are borne by ordinary people -- the taxpayers. Therefore, it is every citizen's right to report b

How to Choose Debt Consolidation Non Profit Companies

Debt consolidation non profit companies are usually more trustworthy than the for profit versions. You will still have to pay fees for their services, but you can have more confidence that the primary goal is not making a few extra bucks off of your credit crisis. However, you will want

Statement of Intention

Many people understand how difficult it can be to juggle financial responsibility with the natural shifts of the market and other life-events. At times, it may seem as if mounting responsibilities and debts are too much to handle, and some individuals may find themselves in danger of not being able

What To Look For When Choosing A Bankruptcy Attorney

When filing for bankruptcy, most people also feel that with a bankruptcy attorney at their side there is much less chance of them making an egregious error of some sort. But how do you go about choosing the right attorney for yourself?

Possibility of Filing Your Bankruptcy on the Internet

If you are like many people today, you may have been hit by the effects of a harsh economy which has forced you to be thinking about bankruptcy. Even some businesses have been hit by the times with many of them having to file a Chapter 11 bankruptcy. Many individuals have fallen behind when it comes

Bankruptcy Attorney: Questions To Ask

If you have tried every way imaginable to avoid bankruptcy but find that you have no other way out of the situation, the first step you should take before filing is to consult with a bankruptcy attorney.

Chapter 11 Bankruptcy Law Provides Reorganization of Debts For Businesses

It is the Chapter 11 bankruptcy law that allows businesses to seek the same protection and relief that individuals have a right to under the Federal bankruptcy statues. Any business entity, whether a large corporation, a small partnership or even a one-man sole proprietorship, can file under Chapter

Bankruptcy Or Credit Settlement - What You Should Know Before It's Too Late

For the past two years, our economy has been in turmoil. Many people have lost their jobs or gotten pay cuts or unpaid leave of absence from their workplace. A lot of people also lost their health insurance and sadly, were faced with a medical condition that has left them with a huge medical bill to

Bankruptcies for Businesses Up

Currently the United States is working through a credit crunch in the consumer housing sector due to a wild ride and bad loaning practices - funding non-credit worthy individuals with little or no money down at too low interest rates at the top of a housing bubble. Should have known better, well yes