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Bankruptcy : Business & Finance
What Are the Changes in the Chapter 7 Bankruptcy Laws?
Bankruptcy has long been a legitimate option for those who find themselves completely overwhelmed by their debt.While it is a serious step and should not be taken lightly, filing for bankruptcy is certainly a possibility for many people.It does have long-term financial consequences, but it can also
Federal Bankruptcy Exemptions
When submitting a bankruptcy, you must be aware of any particular exemptions designated towards the filler. Government bankruptcy exceptions have been in the spot for states that don't produce other exceptions in their laws and regulations. These types of federal bankruptcy exemptions may also
Tips on How to Buy Cars at Auction
Buyers looking for a used car can often catch a terrific deal by bidding for a car at an automobile auction. However, purchasing cars at an auction can carry a number of risks. To figure out when and how to bid effectively, a prospective buyer should follow some basic tips.Do Your...
Don't File Bankruptcy! How New Bankruptcy Laws Makes Debt Settlement a Better Option
I was watching a game of tennis between two top professionals. The game was into the fifth set and the score line read 5-0. The guy trailing behind, rallied back to win the set and the match. How many times have we seen some one we consider down and out bouncing back to prove us wrong?
North Dakota Laws on Housing Eviction
Landlords in North Dakota must comply with the state's landlord and tenant laws governing their duties to provide habitable housing and allowing their tenants the right to peaceful and quiet enjoyment of their property. Under North Dakota law, landlords cannot lock their tenants out, confiscate thei
Pros of Staying Out of Debt
According to the Federal Reserve, the total amount of debt that consumers carry in the U.S. is approximately $2.5 trillion. In a weak economy where the job market is difficult, it pays to be debt-free. If you're working to get out of debt or are already enjoying a debt-free lifestyle,...
Bankruptcy Automatic Stay - What Are Its Benefits and Limitations?
If you are one of the millions of Americans facing the tough circumstances of being unable to pay back debts, then you are probably familiar with the daily hassle from creditors and bill collectors. There is arguably nothing more stressful than being hounded by phone calls from people demanding mone
Simple Tips To Regaining Your Financial Future Hiring A Bankruptcy Attorney
The decision to begin the process of retaining a bankruptcy attorney can seem frustration and desperate.
California Law on Discharge of Nonscheduled Debts in a No-Asset Chapter 7 Case
Bankruptcy law is complicated, since it involves both federal and regional regulations and interpretations. Generally speaking, in a no-asset Chapter 7 bankruptcy case in California, even creditors you do not list on your petition are considered discharged. However, this ruling is subject to interpr
Filing Bankruptcy With an Option Arm Mortgage
After the 2007 release date meltdown, I don't think there is an individual that lives in America that has heard of an option arm mortgage. In case you forgot, an option arm mortgage was created to allow an individual to have an adjustable payment plan. Debtors that add or have these loans had a
If My Wages Are Being Garnished, Can a Lien Also Be Put on My Home?
If your creditor sues you in court, he may be able to obtain a court order to force your employer to withhold some of your pay for your creditor. On top of this, your creditor can use other methods to collect the debt, including placing a lien on your home.
Debt Management Questions
Learn to manage your debt by asking the right questions.debt defined image by Christopher Walker from Fotolia.comWith so many credit options available to consumers, it is understandable how debt management can get confusing. According to the Federal Reserve, Americans took on $2.448...
What Happens In Chapter 7 Bankruptcy Court?
Are you considering filing for bankruptcy? Learn about bankruptcy court and how your case will be handled.
Bankruptcy Can Give You Hope Toward Your Future
Sometimes life gets ahead of us and things happen. You can open your eyes one day and see that everything has changed. It may be that you suffered an injury or illness, maybe you lost your job, or your bills may have just crept up on you. Whatever the case it can be a very scary situation to wake up
Help Paying For Your Bankruptcy Fees
It often strikes me as anomalous that just at the time that you cannot afford to pay your debts, the English and Welsh Bankruptcy system charges you between 450 and 600 pounds in fees to present a bankruptcy petition and have your affairs taken over by the Official Receiver. Help is at hand for some
File Bankruptcy in NJ
It is a little bit difficult to file bankruptcy in NJ when you have more or less just have a broad idea of what bankruptcy really is. Bankruptcy is a privilege given to the debtors ...
How Will Filing Bankruptcy Affect My Immigration Status?
Many immigrants come to the United States to seek the American dream. Well, we all know that it is difficult to get ahead and sometimes failure results. A common question is will filing bankruptcy effect immigration status?
Cons of Chapter 7 Bankruptcy
There are several disadvantages to filing for Chapter 7 bankruptcystack of cash image by jimcox40 from Fotolia.comIf your debts pile up to the point where there appears to be no way out, your only alternative may be to file for bankruptcy. The most common type of personal bankruptcy is...
Chapter 13 Bankruptcy Eligibility Requirements
When you are struggling to make your credit card payments, mortgage, car payment, or other outstanding bills, you may find yourself deep in debt. At a certain point it may feel that you are so far behind that you are never going to catch up. Fortunately, United States law offers provisions to debtor
What Debt Assumption Means
Debt assumption, in simple terms, occurs when one entity takes over debt that another entity owes, assuming its liability on behalf of the second entity. There are different types of debt assumption. Some are seen at the government level as countries make financial deals with each other. Others are