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Bankruptcy : Business & Finance

What If I Inherit Money After Filing Bankruptcy?

Inheriting money during a bankruptcy can have an impact on the debtor's bankruptcy case. In the eyes of the court, inheritance money is often a windfall for the debtor that could be used to pay off outstanding debts. The exact treatment of the inheritance money depends on several factors, including

Personal Bankruptcy - Your Last Option After Exhausting Alternatives

Filing for personal bankruptcy should be your last option which you use only after exhausting all other options.It may be unavoidable but you should check your options.A good bankruptcy lawyer can let you know what options you have, some of which you may not even be aware of.

Filing Bankruptcy

Profit and loss are part of every business. But where there is loss and appropriate corrective steps are not taken, then the losses may accumulate and the businessman may reach a stage where he may become insolvent or bankrupt.

Can Just Anyone File Bankruptcy?

Bankruptcy is a right given to every United States citizen and lawfully created business. The right to file does not guarantee a bankruptcy being accepted by the court. Each chapter of bankruptcy has its own eligibility requirements. Some chapters of bankruptcy may be more suited for consumers with

What If I'm in Chapter 13 & Want a Divorce?

In Chapter 13 bankruptcy, you must spend several years using your disposable income to pay off your creditors before the bankruptcy court will give you debt relief. If you decide during the payment plan that you want to divorce your spouse, that's perfectly legal. It may affect your bankruptcy, howe

Bankruptcy Equipment Appraisals: Get Legal Advice Early

Considering bankruptcy? Before calling an equipment appraiser for an appraisal of your business assets and equipment for bankruptcy purposes, call a bankruptcy attorney. Good legal advice can save business owners costly mistakes in the bankruptcy process, including the possibility of disqualificatio

How Badly Does Chapter 13 Hurt Your Credit?

For individuals deep in debt without a foreseeable solution, bankruptcy is one of the few options they have to resolve their financial issues. However, bankruptcy is not without its downside and the effects can ripple throughout just about every facet of your life for years to come. While there are

Tips to Remove Bankruptcy From Credit Reports

Having a bankruptcy on your credit report can be devastating to you and your family's future financially. You should do your best to remove bankruptcy from credit reports. Here are some tips to help you along the way.

How Does Bankruptcy Help Against Foreclosure

Financial crisis, specially facing a foreclosure is undoubtedly intimidating, but of course not something that con not be solved. Filing for bankruptcy helps to a great extent in finding convenient solutions your financial problems.

What If a Creditor Won't Accept Your Ability to Pay?

If you've fallen behind on your payments to creditors, you simply may not have the ability to repay due to situations such as a job loss. In some cases, your creditor may agree to an alternate payment plan, or you may be able to obtain assistance from a credit professional. A determined creditor cou

Historical Facts About Aloha Airline' s Bankruptcy

Aloha's bankruptcy record stated that the airline was impotent to create sufficient revenue due to "predatory pricing" enforced by go! Banmiller did not straight mention go! By name in his announcement but blamed the company's deficiency on adversary companies.

How to Calculate PTI Debt

PTI is an acronym for payment to income, and can be calculated quite easily. It is expressed as a ratio, and applies to the new monthly payment (which includes principal, interest and all applicable taxes) of the loan being sought. It is used by lenders to help determine whether the new payment will

Is There Life After Filing Bankruptcy?

For most Americans, filing bankruptcy is an emotional decision and one of the toughest ones they will make in their life. Throughout the years, the topic of filing bankruptcy has carried a stigma that has ...

How Does an IRA Reduce Tax Debt?

IRAs are accounts designed to promote retirement savings. The Internal Revenue Service gives tax advantages to these accounts. The amount you are allowed to contribute is adjusted to keep pace with inflation. For 2009, the contribution limit is $5,000 if you are younger than 50 and $6,000 if you are

Divorce & Debt Consolidation

Couples typically combined their resources and share financial obligations, such as mortgage payments, car payments and other bill payments. Filing for divorce and moving out of the home can create financial pressure as you're forced to pay your own bills without help. If experiencing cash-flow prob

Definition of Debt Relief

The definition of debt relief implies the forgiveness of all debt; however, this is not always the case. According to BusinessDictionary.com, debt relief includes the reduction, refinancing, reorganization, rescheduling or cancellation of a debt. When seeking assistance with financial burdens, consu

Let's Face It Unemployment and Bankruptcy Go Hand-In-Hand

Since 2008, many Americans continue to lose their jobs due to the terrible economy. The lucky ones that were able to keep their jobs are still not immune from debt problems. Lately, it seems as many corporations are moving their manufacturing and headquarters overseas, no one is really safe from los

How to Fight Garnishments

Wage garnishment occurs when a court order directs your employer to withhold a portion of your earned wages to pay your debts. You may appeal the ruling in court if you feel unable to pay for your basic living needs -- like food, housing, health care, transportation, education and other necessities.