Disputing a False Claim After Bankruptcy

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Credit : Business & Finance

Top 10 Credit Cards for People With Bad Credit

Credit cards can be difficult to obtain if you have bad credit.credit card and hand image by Warren Millar from Fotolia.comAny FICO credit score of 599 or lower is classified as bad credit. It can be extremely difficult to obtain a credit card with scores that low. Consequently, if you...

Secured Credit Cards and High Fees

Obtaining a secured credit card can become one of the most costly credit cards on the market today. It is the interest rate, membership fee, charges for late payments, and other fees accessed that can eat up the amount of money you put into a savings account to secure your credit card. It is not eas

Online Credit Reports In India

A favorable credit score is your passport to competitive interest rates for getting loan, bank card offers, insurance premiums and more. Get online credit reports and instant credit report in india, with rectifycredit.

The Pros and Cons of Having a Joint Credit Card

Before you sign up for a joint credit card account with a spouse, family member or friend, make sure you undertand the advantages and disadvantages of sharing an account.

Making Money With Cash Back Credit Cards

Cash back credit cards can be of great help to consumers by helping them put into practice responsible spending besides earning something additional while using the cards properly. Therefore, it is easy to save money when using these cards to purchase different items. One can be given up to 5 percen

6 Drawbacks of New Credit Card Rules

The Federal Reserve approved new credit card rules that take great steps in protecting consumers from predatory practices from credit card issuers. Here are a few things the Feds missed out on.

Can You Garnish Wages in Michigan for Credit Card Debt?

In Michigan, your wages can be garnished for credit card debt, but only after your creditor has exhausted all other collection options. Wage garnishment is not something your credit card company can do unilaterally. Despite what collection agencies may claim, they cannot garnish your wages until the

Erase Bad Credit: Easier To Do Yourself Than You Think

With credit being as important as it is these days figuring out how to erase bad credit is on the minds of many consumers. Most figure or are told that the help of a financial professional is needed to bring your credit back to good standing.

Avoiding Late Fees - How To Guide

With the usage of credit cards, the economy, and the increase in living expenses late fees for many have become a fact of life. In this how to guide I analyze methods on how you can avoid late fees.

The Best Way to Fix My Credit

Fixing your credit is possible despite the fact that most people don't know believe this. No two reports are identical so the approach to fix each report is different but all are broken into two main strategies to repair credit.

California Statute of Limitations on Consumer Credit

A statute of limitations is how long a person or a company has to bring a lawsuit against someone or some thing, such as a corporation or organization, before their right to bring that claim is waived. Statutes of limitations laws effectively restrict how long someone can bring a legal action. The C

Credit Problems - 2 Ways to Fight These Problems to Get Results

While credit problems are usually quite specific to those who have them, there are a few common ones that seem to plague a great number of people. The first most common type of problem is a low credit score. Whether your problem is caused by delinquent accounts, excess debt, or excessive use of cre

Sparkle This Christmas With Flexible Credit Card Options

During the UK festive season, heads of the household spend approximately 29 hours shopping for food and presents and 4.5 hours wrapping gifts. Christmas is unavoidable but associated stress is with a spot of preparation.

Using a Prepaid Credit Card

The prepaid card is easy to use and accepted everywhere. The user knows exactly how much money is available on the credit card and cannot overspend. The card has been loaded with money by the user from their bank account and you can add more to it at anytime. This card is especially appreciated by t

Business Identity Theft on the Rise

In the past, personal identity theft was the only thing that you had to worry about. Nowadays there is a new threat on the rise: business identity theft. Business owners need to learn how to protect t

Increasing Your Credit Score Properly

Credit can be difficult and troublesome, and nobody will give you the same answer on the way to enhance your rating. FICO scoring is sort of an absurdity, but there are proven strategies, that if followed, will yield a higher credit score over a period of time. Always bear in mind that if you are wo

Credit Report - How to Obtain a Credit Report From Equifax

As a person who has applied for a credit card, loan, or mortgage before, you know for a fact that the credit report and the credit score plays a very important role. With a low credit score, or a credit score below 620, you will have to pay higher rates as well as fees in order to obtain a loan. Bes