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Health & Medical Insurance : Insurance
What Is the Purpose of Medicare?
Not to be confused with Medicaid, Medicare is a federally funded health care program that provides basic medical insurance to qualified residents. Providing coverage for approximately 40 million individuals nationwide, Medicare has become America's leading health care insurance program. Yet despite
Ohio Health Plans - For Your Budget
Obtaining health insurance in Ohio for your family may be more affordable than you think. Prices are set by the state of Ohio and several companies offer policies that can be tailored to your budget. ...
How to Find the Most Affordable Health Insurance Quotes
We all know that you can't drive around without car insurance, and the thought of living without some type of health insurance is equally as dangerous. More bankruptcies are caused in this country because of ...
HCFA Requirements
The Health Care Financing Administration has regulations concerning provider-based status.health accessories image by forca from Fotolia.comThe Health Care Financing Administration (HCFA) has regulations regarding main health care providers and subordinate care facilities wanting...
Health Insurance Plans for Kids
Federal, state and local governments offer health care insurance plans for kids.Doctor image by Monika 3 Steps Ahead from Fotolia.comFamilies with kids can find children's health care insurance provided by nonprofit organizations and federal, state and local governments. Plans offer a...
Health Insurance After Cobra & Pre-Existing Conditions
COBRA is a continuation of a previous employer's health insurance coverage at a cost to you, the previous employee. If you choose to continue health insurance under COBRA, you will not risk losing coverage for your pre-existing conditions and will continue to enjoy the protections available from the
Medicare Sign Up Information
Medicare is the federally administered health care benefit for the elderly and disabled of the United States. Typically, Medicare sign-up comes at a stressful time in people's lives. They are usually either retiring around this time or have been recently afflicted with a life-altering disability or
How to Access Health Insurance in Florida for Kids
Florida offers health insurance for children from birth through age 18 through its KidCare program, which includes coverage for check-ups, immunizations, surgeries and prescriptions. KidCare has four parts, and most families pay a low premium that typically ranges between $15 and $20 per month. If y
What to Beware of With Short-Term Health Insurance
Want to buy a short-term health insurance policy? First learn the drawbacks so you’ll really understand the coverage you’re buying.
How to Get Health Insurance That Covers Pre-Existing Conditions
Getting health insurance when you have a pre-existing condition such as diabetes or depression can be a challenge. Health insurance companies have no obligation to insure you, and many providers routinely deny coverage to individuals who will cost the insurer too much because of the type of treatmen
About Rehabilitation of Dual Diagnosis Patients
People with a mental illness who develop a drug addiction are categorized as having a dual diagnosis. Rehabilitation of dual diagnosis patients usually requires pharmacological treatment coupled with intense therapy and continued follow-up. Most drug rehabilitation centers offer dual diagnosis treat
Questions to Ask When Buying Health Insurance
Health insurance is one of the most important types of personal insurance you can carry. Not everyone owns a car or home that must be insured, but almost everyone will at some time be in need of health care. Ask health insurance companies several important questions when shopping for the...
How Do Other Countries Sell Prescription Drugs So Cheaply?
Brand-Name vs. Generic DrugsYou can purchase prescription brand-name SSRIs like Zoloft or Prozac for a copay of around $30 to 50 per prescription. Meanwhile, you can buy Zoloft generic (under the drug name sertraline) for a $10 copay. If generic drugs are the same as brand-name drugs,...
Are High-Deductible HSA Accounts Taxable?
Health savings accounts (HSA) are designed to work in conjunction with a high-deductible health plan, allowing you to save money for health-related expenses. When used for health-related expenses, the funds in your HSA can be withdrawn on a tax-free basis. There are instances where the funds would b
How to Claim Work Compensation in California
In California, workers' compensation laws require employers to cover their employees with insurance that will pay for medical treatment and indemnity for time lost because of a workplace accident. A workers' comp claim hinges on timely reporting, so if you do suffer an injury on the job, follow the
How to Audit an HMO
A health management organization (HMO) provides a form of health insurance by establishing contracts with doctors, hospitals and other care providers that agree to accept HMO payments for services rendered. Every year, HMOs and other providers are required to submit a financial audit to the National
Medicare Coverage Criteria
Medicare, the U.S. health insurance program for senior citizens, has four different parts. Only Part A is mandatory if you want to participate in Medicare, but all parts have their own benefits. They also have a host of their own costs, so the more Medicare parts you have, the more you pay, although
How to Live With No Dental Insurance
If you have no dental insurance you have to take good care of your teeth all the time. You also need to be extra careful because if you have an accident like crashing on roller blades into concrete face first, how are you going to pay for the damage? Sometimes it can be thousands of dollars.<
How to Apply for Medicaid for Seniors
The Medicaid program is operated by states under federal guidelines and with federal assistance. Each state can make regulations and requirements within the federal guidelines, so state programs may vary. Seniors are entitled to Medicare at age 65, but Medicare does not pay for all expenses and Medi
Can I Get Health Insurance if I am Uninsurable From AARP?
Every insurance company evaluates risk, or underwrites, differently. What may get you declined with one insurer may be acceptable with a different one. If you're declined for insurance, it doesn't make you uninsurable, though it may make finding insurance a little more difficult or expensive. If you