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Personal Finance : Business & Finance

Credit Card and Debit Card Difference

Credit and debit cards are both small plastic cards that look very similar to each other. Both debit and credit cards have the same numbering patterns, carry credit card company logos and typically feature the names of banks. Additionally, individuals can use these cards in much the same way to make

Working Wife's Survivor Social Security Benefits

Social Security protects spouses and children from a sudden change in income from the loss of a spouse or parent. Survivor benefits accrue along with disability and retirement benefits, providing some security for the household. The death of a spouse makes Social Security survivor benefits available

Can Back Child Support Be Taken From a Worker's Compensation Case?

Workers' compensation insurance covers employees who have been injured on the job. The work comp carrier pays for medical treatment as well as time lost from work due to the injury. In the course of a claim, the worker and the carrier may agree on a settlement, in which a lump-sum payment is made to

How to Stop Payment Charges

Banks and credit card companies have the right to charge fees. However, the charges need to be fair, and the consumer has the right to be informed of them. Consumers need to query any charges made to their account. Banks and credit card companies have an obligation to explain these charges and to re

What Are the Benefits of a VA Loan Compared to a Conventional Loan?

Both active-duty and discharged veterans can use the VA loan program.Tomb of the Unknown Soldier, Arlington National Cemetery USA image by p_gangler from Fotolia.comA VA loan is offered through a Department of Veterans Affairs program specifically created for U.S. veterans to provide an...

Usury Laws on Credit Cards

Usury laws have been around for hundreds of years--really since lending began. However, in the United States, these laws tend to be rather weak, especially concerning credit cards. Borrowers are often at the mercy of their credit card company. There are some usury laws, however, with...

Do TSP Contributions Affect an IRA?

Thrift Savings Plans are retirement plans open to federal employees, including members of the armed forces. You can make contributions to both a TSP and a traditional or Roth IRA. However, having a TSP may affect your ability to deduct contributions made to a traditional IRA. In addition, there are

What RGB Settings Do I Use to Make Yellow?

You can use the RGB color system to achieve a variety of yellows. Because the RGB model has three separate values respectively relating to the presence of red, green and blue within any given color, making slight changes to any of the three values can drastically alter the overall result.

Who Is Eligible for New York Unemployment Benefits?

New York state unemployment compensation is available for workers who have lost their jobs through no fault of their own. Before applicants can receive benefits, however, they must meet certain requirements for eligibility, including their earned income and the reason for their job loss. After the N

Safety Advise for Stock Market Novice

Buying a stock from a company means you are willing to take risks. Yes, big risks are involve once you decided to be a stockholder. As we know, the stock market keeps on increasing in ...

Debt Counselling Services Offer Help

Nowadays more and more people are finding themselves in the thick of financial difficulty, requiring debt counseling services. As economic conditions falter, so do the personal economic situations of families and individuals. People have been ...

What Does a Credit Underwriter Do?

A credit underwriter reviews applications for new credit. Underwriters protect the interests of lenders by reviewing financial information provided by the applicant and credit agencies to determine whether the applicant meets the lender's criteria of a creditworthy borrower. Some people perceive und

Learn By Watching Buffett

Warren Buffett is one of the legends of investing. I often read books about him watch his interviews on television as I try to learn as much as possible about his investing style. I respect ...