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Personal Finance : Business & Finance
How to Check Refinance Rates in Atlanta
Refinancing a home can lower your monthly mortgage payment or alter the number of years you have to repay your mortgage. Since refinancing rates are ever changing, monitor the daily rise and fall of rates to know exactly when to refinance your mortgage. Refinance rates for Atlanta can be found using
Can you make more money just by reading a book?
I personally know women and men who got wealthy and started out from nothing. Reading books about getting financially free had helped them a lot. But you won't get wealthy just by reading a book ...
Can They Garnish My Retirement for a Foreclosure?
The company that provides you with a mortgage loan may foreclose on your property if you miss your mortgage payments. When this happens, you lose your property and may still have to pay a large amount to your mortgage provider. If you don't pay, the company may garnish your assets, but it usually ca
Information on Retirement Housing
Retirement housing is a type of residence geared towards individuals and couples during their retirement years. Many facilities offer specialized programs, assisting with yard work or daily living challenges. The common theme between the different types of retirement housing is that they generally c
How Much Can a Married Couple Put in Their IRA Every Year?
The Internal Revenue Service offers individual retirement accounts to encourage retirement savings. The two major types of IRAs are traditional IRAs, which offer the benefits of tax deferral, and Roth IRAs, which offer the benefits of after-tax savings. Maximizing your annual contributions to the ac
10 Ways to Find a Job
A large number of methods are available to those looking for a job. Some are more traditional, such as newspaper and recruitment agencies. Others, such as social networking, offer a newer and more dynamic way of job hunting. If you are currently unemployed or simply wish to change jobs, many of thes
How Much Money Can You Leave to Your Children without Tax?
Federal estate taxes dictate the amount of money you can leave to your children without paying federal tax. New federal estate tax laws became effective in 2011 that may prove beneficial to most estates. State inheritance taxes may also be applicable in your situation. Federal and state estate taxes
Roth IRA Rules for a Spouse
Spouses are able to combine their incomes for contributions to Roth IRA accounts.couple image by Dariusz Kopestynski from Fotolia.comA Roth Individual Retirement Account (IRA) is a long-term investment account designed to help you save for retirement. Unlike Traditional IRAs, money is...
How to Fold a Dollar Bill to Make a Rhino
Origami, the art of paper folding, allows you to create different objects and shapes, including animals such as the rhino. Origami paper is typically used to create different objects and shapes, but to make a rhino you can use a dollar bill. Some origami shapes require a different size piece of pape
Can I Get Unemployment If I Take a Leave of Absence & Get Fired?
If your employer fires you because you took a leave of absence, the firing does not automatically disqualify you from being eligible to collect unemployment benefits. The largest factor in determining your eligibility for benefits is the reason why your employer let you go. Firing you simply because
Teacher Training Scholarships
Many factors play a role in the teacher shortage in certain locations in the United States. A growing number of teachers are reaching retirement age and finding qualified replacements proves difficult, particularly in inner cities where there is a high turnover rate. The best job opportunities for p
Is There Such a Thing As Good Debt?
Debt, borrowing and investments are essential parts of the modern financial system. Good and prudent debt features prominently in both households' finances and business; in fact, many forms of debt help grow the economy and personal wealth. Ask yourself when borrowing if the debt you will incur is m
Are Unemployed Persons Allowed to Deduct Expenses From Looking for a Job?
Unemployed people can deduct their job-hunting expenses under certain circumstances. The deductions are limited by the type of job a person is seeking, the length of time that has passed since a job seeker was last employed and whether an employer is footing the bill for any job-related costs.
How to Calculate the Total of Intangible Assets
Intangible assets on the balance sheet represent items of long-term legal rights and competitive advantages developed or acquired by a company. Intangible assets can be identifiable, such as patents, copyrights, trademarks and franchises; they can also be non-identifiable, such as goodwill. The amou
How to Liquidate Silver Bars
With silver reaching prices not seen since the Hunt brothers had the market cornered, silver is back on the tongues of many investors. Gold's little brother, as silver is sometimes called, in April of 2011 was trading above $40 an ounce as it marched toward an record intraday high of $50.35 made in
How to Borrow Money From a Vanguard 401(k)
A 401k plan is an employer-sponsored, tax-advantaged retirement investment plan. Although your employer may offer a 401k that has investments in Vanguard funds, your employer's plan may have different rules than an account you rollover to be administered directly by the Vanguard Group. With a Vangua
Can I Roll a Savings Account Into a Roth IRA?
IRAs, or individual retirement accounts. are tax shelters that defer taxes on your investment earnings. These taxes are deferred until you retire. With Roth IRAs, you never pay taxes on your withdrawals during retirement. When making contributions to your Roth IRA, you may want to consider putting
What Is a Partial Certificate of Deposit?
A certificate of deposit (CD) is a financial product offered by banks and financial institutions that guarantees a fixed rate of return on an amount deposited by a customer for a specified period of time. During this time, the customer is not allowed to withdraw funds from the deposit without penalt
How to Deal With the Current Financial Crisis
During the first 10 days of October 2008, the stock market lost almost 20 percent of its value. The problems facing the U.S. are the same as those of other countries, as evidenced by the decline in markets all over the world. Investors are panicky and wondering what to do next. Here are some things
How to Prepare for a Food Stamp Interview in New York
The food stamp program in New York provides residents with financial assistance they can use to buy food. To qualify for the program, you must have a low income and meet residency and other basic requirements. Once you complete an application, a caseworker will contact you to complete an in-person i