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Personal Finance : Business & Finance
How To Spot A Good Investment Opportunity
At times, choosing a company to invest in can seem like witchcraft, with so many different variables that it becomes impossible to predict. As a result, dozens of theories have sprung up to try and ...
The Effects of Federal Interest Rates
The effects of interest rates set by the Federal Reserve are widespread and affect nearly all aspects of the U.S. economy. The cost of money affects consumer behavior in ways both large and small, from major purchases such as houses and cars, to that morning cup of coffee charged to a...
How Much Money Can You Make as a Cisco Certified Network Associate?
The Cisco Certified Network Associate (CCNA) certification prepares you for a career in network management. The CCNA certification is an associate-level certification that allows you to start a career with no experience. Job titles you can qualify for include Systems Engineer, Network/LAN Manager, N
How to Open a Checking Account With Low Credit Score
Many banks will consider opening a checking account for you even if you have had previous bad credit and you have a poor record at a credit-reporting agency. However, you have to carefully research banking options and make sure you don't apply for a checking account with extremely high fees. Obtaini
The Average Veterinary Nurse's Salary
Animal hospitals and veterinary offices not only employ veterinarians, but also nurses or veterinary technicians. Demand for veterinary nurses is expected to grow by more than 38 percent through 2018. These professionals can work in private practices, animal hospitals, universities and other enviro
How to Send Money From Mexico
When you need to send money to friends or family in other countries from Mexico, there are a couple of methods to keep in mind. A wire transfer company or a Mexican bank will send money from Mexico to recipients in other countries. A wire transfer company will send small sums of money, while a Mexic
How to Check if a MoneyGram Payment Has Been Received
MoneyGram is a fast and easy method for people who need to transfer cash, be it for personal or business reasons. When you send a personal check, your monthly bank statement or online balance will tell you if it has been cashed. Even though a MoneyGram payment is not tied to your bank account, it's
The Average Iowa Teacher Salary
Teachers in Iowa must obtain a minimum of a bachelor's degree in education or a field relevant to what they teach, as well as an Iowa teaching certificate in their subject area. The average salary of a teacher in Iowa depends on the grade level, the subject taught, years of experience and level of e
How to Make a Monthly Budget Worksheet
Here is an easy way to manage your personal finances by creating a monthly budget worksheet. These free household budget planner sheets are printable making them both user friendly and versatile.
How to Use Retirement Funds
As retirement approaches and the focus shifts from how to save for retirement to how to use retirement money to pay living expenses, it is wise to put some numbers on paper and develop a spending plan. We all have an idea of the standard of living we would like to maintain during our golden years, b
How to File Unemployment Cross-State
If you live in one state but work in another and lose your job, you may be eligible for unemployment compensation. Since you did not live and work in the same state, you must file a cross-state claim, which is also known as an interstate unemployment claim. The main difference between filing a regul
Financial Debt Selection Organization With The Most Effective Collections
Unfortunately it's necessary that not all credit contracts run as efficiently as you would hope. For many businesses consumer selection agencies can be one of the most challenging and at the same time annoying parts ...
How to Loan Someone Money With Legal Guaranteees
Establishing a legal framework before lending money to anyone, even a family member or friend, is important. You may write up a contract yourself, hire a lawyer to do it or contract with a third-party loan agreement service. This written record can stand as proof of the loan agreement and can be use
Productive Investment Ideas For New Investors
Money plays a very significant role in everyone's life. There is no denying to the fact that it makes life easy to live if taken as a necessity and not as an object of greed. ...
SSI Benefits & Taxes
Supplemental Security Income helps disabled, blind or elderly individuals who have low resources and income. SSI is not Social Security and does not have the same rules. SSI recipients need funds for food and a place to live, but they must follow the law. Surprises like federal income taxes can wrec
How to Design Your Own Prepaid Visa Card
Prepaid Visa credit cards make wonderful gifts for those people that are hard to shop for. As the card giver, you determine how much money will be on the card. To make the prepaid Visa card special for the person receiving the gift, why not personalize it? You can add a picture, choose the color of
PrivacyGuard Information
PrivacyGuard is a comprehensive online member-based service providing highly secure and confidential access to credit reporting, credit protection and monitoring, and identity theft resources and services to help consumers control their financial and personal information. PrivacyGuard offers state-o
Typical Refinance Fees
Mortgage refinancing is an effective and simple way to acquire a better rate on your home loan, and possibly reduce your mortgage payment. However, refinancing is expensive, and it's wise for homeowners to familiarize themselves with the fees beforehand.
Financial Help for Teen Mothers
Raising children can be an expensive responsibility for parents on a tight budget. This is particularly true for teen parents who are unemployed or trying to finish school. The good news for teenage moms and expectant mothers is that numerous private and government-funded organizations offer a consi
Does Debt Settlement Negatively Impact My FICO Score?
Credit scores are a reflection of your spending habits and how reliable you are when it comes to paying your bills on time consistently. Because credit affects so many aspects of our lives, understanding how credit works is essential to maintaining a healthy credit rating. If you have fallen behind