Personal Finance

How to Rent an Apartment With No Job

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If you are ever in a situation where you are looking for a place to live before you have a job in that area you might think that it will be impossible to rent an apartment without a job. That is not true. In fact, you can rent an apartment with no job as long as you have a way to prove that you can

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How to Apply for Disability in Nebraska

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Disability benefits are provided through the federal Social Security Administration. However, applications for disability benefits are processed through state offices, and eligibility for the program is determined by the state. In Nebraska, that state office is in the capitol city of Lincoln. Nebras

How to Buy Gold in Atlanta

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According to 11alive.com, many consumers strapped for cash who own gold sell it to help pay bills. For those seeking to purchase gold in the Atlanta, Georgia market, there are many pawn shops as well as gold dealers to choose from.

Is Being Debt-Free Good for a Credit Score?

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You need a track record of responsible debt management to establish a good credit score. That's why living without debts may not be helping you build a good credit rating. You may not even have a credit score if you've never accumulated debts that credit bureaus regularly track.

How to Use an IRA as a College Savings Plan

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One of the benefits of an Individual Retirement Account (IRA) is that it allows you to withdraw funds for qualified higher education expenses without facing tax penalties. As long as the funds are for qualified education expenses, are paid to an eligible educational institution, and a member of your

Personal Check Writing Software

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Check writing software is useful not only because it saves you from having to wait for replacement checks when your current supply runs out, but also because it offers a way to keep stricter accounting. It also offers a level of customization that isn't possible otherwise. There are many programs fr

Arkansas Teacher Retirement Benefits

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The Arkansas Teacher Retirement System (ATRS) has been offering teachers retirement benefits since 1937. ATRS maintains a defined benefit plan, which qualifies as a 401(a) pension plan, for all public school employees. Teachers must contribute 6 percent of their gross monthly salaries to their retir

Cash ISA Rules

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Cash ISAa are tax-free savings accounts available to UK residents.A heap of british pounds image by kaleff from Fotolia.comA Cash ISA (Individual Savings Account) is a financial product available to all residents of great Britain. It was introduced in 1999 in order to make saving more...

Salary for an Advertising Sales Assistant

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If you're just starting out in the advertising or marketing industry, one position to look at is a job as an advertising sales assistant. This job usually has strong possibilities for advancement over time. In addition to learning about what the job entails, you should also investigate the average s

Can a Liquid Savings Account Be a Revocable Trust?

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There are many account ownership types recognized by the Federal Reserve including revocable trusts. Trust owners can open almost any type of account under the name of the trust including a liquid savings account. Many people use savings accounts because the funds can earn interest and remain availa

How an Executor Disburses Assets After Death

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Probate is a legal procedure that oversees the settlement and distribution of a person's affairs when she dies. The personal representative, or executor, works with the probate court to handle the administration of the decedent's estate. One primary concern is distributing the assets. The will, or t

How to Estimate Retirement Expenses

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When you retire, you will no longer be able to count on earning a paycheck to cover your expenses. Instead, you will need to rely on your investments from your 401k, IRA or other sources. You will also receive Social Security in most cases, if you are old enough and qualify. You might have an employ

How to Save Tons of Money Using Coupons

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Manufacturers release coupons to encourage consumers to try new products or switch from one brand to another. If you know how to use coupons properly, you can save anywhere from a few dollars per week to $100 per month or more. Careful preparation ensures you get the most savings when you shop for t

Common Traits of Billionaires

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People don't just luck into a billion dollars. And if they do, their newfound fortune doesn't typically last. Billionaires may operate their companies vastly different from one another and also may have different goals from one another, but most share a few common traits. These traits set billionair

How to Register Your AVC Debit Card

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Your AVC (Antelope Valley College) debit card is issued to you when you open a Student "OneAccount." The account has been specifically designed for college students and is operated by Bancorp Bank, a subsidiary of Bancorp, Inc. Having an AVC debit card is a safe way to manage your money. You can use

IRS Rules for a 457 Rollover to a Roth IRA

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Converting from a 457 to a Roth IRA provides more flexibility.Making a financial plan image by Allen Stoner from Fotolia.comThere are many reasons you might want to convert your 457 to a Roth individual retirement account (IRA), one of which is that Roth IRAs give you more flexibility in...

About Offshore Bank Accounts

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An offshore bank is one located in a different country from that of its depositor, and it can offer certain legal and economic advantages not available from a domestic bank. For example, people flock to offshore banks because they offer improved privacy, easy methods of withdrawing funds and fewer

Grants & Scholarships for Illinois Colleges

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According to the Illinois Student Assistance Commission, students at public universities in Illinois can expect to pay between $7,048 and $12,864 per year for tuition and fees. For private universities, the cost will be significantly more, up to $42, 041 per year for students attending the Universit

A Financial Realization

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This was the day I realized I was just like everyone else. Initially I was extremely disappointed because I had heard my whole life I was "special." Then I realized what a RELIEF! If I ...

Tax-Free Savings Account Strategies

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Tax free savings accounts is a new kind of savings plan that allows investors to hold money tax free from the government. $5,000 dollars can be invested into the account annually. Investments into the account are not deductible from your taxes, but all savings and any growth from those savings are t