Sign in
Recover your password.
A password will be e-mailed to you.
Browsing Category
Personal Finance : Business & Finance
How to Deduct Loans From Retirement Funds for Taxes
When you are faced with a large tax bill, using your retirement funds may be your only option to avoid late penalties and fees. The problem is you don't want to incur income tax and penalties on your retirement funds. This creates an undesirable cycle where you may deplete your retirement assets. Th
Most Effective Identity Theft Protection
According to a Federal Trade Commission website about identity theft, as many as 9 million U.S. citizens have their identities seized by thieves every year. Fraudsters use stolen personal information to take out loans, rent apartments, apply for work and more, often damaging the good names and credi
How to Locate Consignment Shops In Your Area
With a struggling economy, a lot of people are trying out consignment shops. These shops offer great, gently used items at 30%-40% off regular retail prices. Consignment is a great way to save money as well as earn extra cash for consigning your items! Follow my tips to locate a great consignment
Why Do Commercial Banks Maintain Deposits with the Fed?
U.S. commercial banks are required to maintain deposits with the Federal Reserve Bank (Fed) in order to provide banking services to its member banks that include the processing and clearing of checks, the creating of loans between banks and the control of monetary policy. The Fed was established in
How to Lower the Power & Heat Bill
When the economy takes a dive and you need to reduce your expenses, your power and heating bill may be just the place to start looking for ways to save some cash. Many people don't think about how much energy they may be wasting with inefficient appliances or bad habits, so the power and heating bil
Salaries for Bowling Alley Workers
Like many other jobs in recreation, bowling alley jobs can incorporate both earning a living and having fun. Exactly how much money you will earn working in a bowling alley depends on exactly what kind of position you're filling. An average bowling alley requires workers with a range of skills and l
How to Stop an Agent From Drawing on Your Bank Account
Bank account owners often initiate bank drafts to handle bills and other daily activities. Bank drafts are a way to transfer money from one bank to another to be applied to an account or debt that is owed. However, there may be instances in which the account owner makes a mistake or wishes to cancel
Pell Grant Award Limitations
The federal government supports low-income college students primarily through Pell Grant awards. While the award amount increases each year, it does not match the average cost of tuition at public universities. Any student can apply for a Pell Grant, but Pell Grant distribution is limited to student
How to Convert Dollars to Gold Certificates
A modern "gold certificate" is a form of investment in gold. Some banks, especially in German-speaking countries, sell gold certificates to investors, and so does the Perth Mint in Australia. Each certificate attests to the investor's ownership of a certain amount of the metal, calculated according
Prepare Your House before Putting It on the Market
In the real estate industry, the competition is getting tougher and tougher day by day. Sellers do their best to make their properties look like a million bucks by renovating and repairing any minor or ...
How to Add History Accounts to My Credit Score
Credit plays an important role in American society. Landlords, lenders, utility companies and even some employers perform credit checks. Your credit score is directly based upon information contained within you credit report, so it's advantageous to have as much positive data on the report as possib
Types of Early Distributions From an IRA
When you have an Individual Retirement Account (IRA), the rules of the Internal Revenue Service generally require you to refrain from pulling money out until you reach age 59 ½. There's no law against such withdrawals. However, unless the early distribution qualifies for an...
How to Rent an Apartment With No Job
If you are ever in a situation where you are looking for a place to live before you have a job in that area you might think that it will be impossible to rent an apartment without a job. That is not true. In fact, you can rent an apartment with no job as long as you have a way to prove that you can
Social Security Deduction on Stock Options
Many companies offer employee stock options as an employee benefit. The option enables employees to purchase company stock, typically at a price lower than if they purchased it through the stock market. The difference between the purchase price and the stock market price may be considered wages and
The Perfect Guide for Traders: Oanda Review and Zecco Review
The market that deals with exchange for the global decentralised trading of international currencies is known as Forex or Foreign Exchange Market. There are many decisions a forex trading entrepreneur has to make and one ...
Credit Card & Debit Solutions
After you've made the decision to pay off your debt, you must choose between several different options. No one solution works for everyone. Your choice will depend on your financial situation and the severity of your debt. However, with each plan it's vital to make a firm commitment to pay off all t
Child Support Limits in California
California law requires parents to support their children financially until the children turn 18 and are no longer in high school. If their children are still enrolled in high school full-time, then the parents must support them until they turn 19. However, if before age 18 the children register a d
The History of Family Offices - Through the Ages
Having briefly described the incarnations that family offices in the present can take, the second installment of the article looks at how we have arrived at these business models through centuries of evolution. Ancient History ...
The Average Salary of an Assistant Pastor in the PCA
The Presbyterian Church of America, or PCA, serves as one of the largest Presbyterian-church organizations in the U.S. The PCA counts more than 1,500 congregations among its followers. While more than 75 percent of these churches are in the southeastern U.S., the Atlanta-based PCA also oversees cong
Can Cell Phones Be Tax Deductible?
A personal-use cell phone cannot be deducted on your tax return; however, there may be work-related reasons that can be used towards a cell phone deduction.