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Bankruptcy : Business & Finance
Getting Your Life back on track after Bankruptcy
Living after bankruptcy may be a twofold process. A fresh, clean financial start can be provided by bankruptcy, and for some it is a positive thing. For others, bankruptcy is a negative influence because they ...
An Overview of Chapter Seven Bankruptcy
Chapter 7 bankruptcy is the type of bankruptcy that most people think of when the topic of bankruptcy comes up. But it is not nearly as simple as wiping the slate clean and starting over, as this article explains.
Filing Bankruptcy? Choose Either Chapter 7 Or Chapter 13
Most people are not thrilled with the prospect of filing bankruptcy. Individuals would rather the whole event be kept quiet. While this is understandable, it is sometimes advisable for you to discuss your financial situation ...
Bankruptcy: What is a 341 Meeting?
In a previous article, I provided a list of questions you'll need to answer at a 341 meeting and since then many of you have asked me to explain more about this meeting. A 341 ...
Discover the Pros & Cons of Filing For Bankruptcy
Bankruptcy was established to help honest people get relief from overwhelming debt. It wasn't created for people to foolishly spend and then just think "oh well, I will just file for bankruptcy and start over".
When Do You Surrender a Home After Bankruptcy in Columbus, Ohio?
When you file bankruptcy, you must surrender most of your property to pay your debts. However, many people who file bankruptcy are able to keep their homes. If you do lose your home in bankruptcy, the date you must surrender the home depends on the reason you are losing it.
Personal Bankruptcy May Help Cure Financial Hardships
Everybody can experience financial difficulty in their lives. The way that they respond to those difficulties is going to be the determining factor on what their next steps are. Personal bankruptcy can be an option when someone's financial problems have gotten out of hand.
Information Pack Rat
So bankruptcy is staring you in the face, or maybe you're facing foreclosure.I've been there and done that.I've also assisted thousands who have also been there and done that.One of the most important lessons we all learned was to be a pack rat.
How Are Garnishments Served?
Owing money to a creditor and failing to pay a balance can trigger a domino effect. Creditors and lenders are relentless in their debt collection techniques, and they employ various methods to collect on an unpaid debt, such as asking the court for a wage garnishment.
What Are the Differences Between a Debt Management Program and Debt Consolidation?
Large amounts of debt can be overwhelming. Debt management programs and debt consolidation are two different solutions for getting out of debt. Both options have advantages and disadvantages. If you are determined to get out of debt or you need help just making your monthly payments, you should revi
Chapter 7: Should I Reaffirm My Debts?
If you're wondering if you should reaffirm your debts, the answer is yes. If you want to keep your house or car through Chapter 7 bankruptcy, reaffirmation is the best way to do so.
Protecting Your Rights in a Bankruptcy Case? What is a "Claim"?
Protecting Your Rights in a Bankruptcy Case: What is a "Claim"?
Can Retirement Income Be Garnished by Creditors?
If you owe money to your creditors, they can take you to court and potentially receive a judgment against you. This allows them to garnish your assets, including bank accounts and income to satisfy your bad debt. In most cases, however, your retirement income is protected from creditors.
How Are Judgments Entered in Bankruptcy Petitions?
Judgments reflect the court's decision in a legal proceeding. Judgments can affect a bankruptcy case when the debtor is responsible for some type of monetary payment or financial restitution to the other party in the lawsuit. Any outstanding debts, including judgments, must be included in the bankru
Is It Cheaper to Insure a Newer or Older Car?
Auto insurance companies don't just consider driver characteristics like age, driving record, gender and credit history when determining insurance premiums. They also consider the vehicles you are insuring, examining factors like the make, model and even the color. The age of your vehicles will also
Bankruptcy and Your Credit Score
A bankruptcy is the worst negative record you can find in your credit report. Its impact can last for years, as the record will stay in your credit report for up to ten years. You ...
Information on Paycheck Garnishment
If you fall behind on a debt, one of the worst things you can do is ignore it. A creditor serious about securing payment of a debt will use any means to do so. One avenue they can pursue is the paycheck garnishment. If you understand how garnishment works, you may be able to avoid it.
Chapter 13: The Road Less Filed
Most bankruptcies today are filed under Chapter 7 of the federal Bankruptcy Code. However, If you make too much money to qualify, you may have to file under Chapter 13. Many people are not familiar ...
Is There a Way to Get Out of an Apartment Lease?
Sometimes people need to break their apartment leases due to situations beyond their control. There is nothing stopping people from breaking their leases, but it should be done based on lease terms agreed upon by both parties.
What You Need to Know About Bankruptcy
If you're like many people right now, you could have been hit by the effects of a severe financial state. Many individuals have fallen behind when it comes to home loan repayments, unpaid bills as well as other financial debt payments that weigh seriously on an individual's head. If perhap