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Bankruptcy : Business & Finance
An Overview Of The Different Bankruptcy Options
After a thoughtful review of your bills, debts, and financial standing, you might have decided that bankruptcy is the most sensible option for you at this time.
Understanding the Means Test for New York Chapter 7 Bankruptcy Fillings
Chapter 7 bankruptcy is often filed by individuals or businesses that do not have significant assets and investments. Any property that is non-exempt by law may be sold by a bankruptcy trustee and the proceeds distributed amongst creditors. The process for filing Chapter 7 bankruptcy is determined b
Alternative Financial Solutions
Controlling your debt does not mean having to take out a consolidation loan.Debt concept - cutting a credit card image by Sophia Winters from Fotolia.comPersonal finance can sometimes get away from you if you do not have a plan or stay with a plan you do have. When you find yourself in a...
Exploring Available Options To Set Up Bank Accounts For Bankrupts
When a person is declared bankrupt, it becomes very much difficult for him to obtain credit from commercial banks. But your bankruptcy will also make it tough for you to set up a new bank account.
What Do You Need to File for Bankruptcy?
If you want to file for bankruptcy, you must meet all applicable requirements. These requirements vary according to the type of bankruptcy you file. Along with meeting these requirements, once you file, you must also present your petition to the court along with all necessary documents and pay all r
Personal Bankruptcy - Divided Into Two Types by the Bankruptcy Courts
Bankruptcy can be a significant solution if you are facing severe debt crisis. There are various forms of bankruptcies that can be used in accordance with your financial condition and the debt amount you owe ...
How to File for Personal Bankruptcy in Pennsylvania
Pennsylvania has several court locations that handle bankruptcy cases. Bankruptcy was created to allow you to wipe your financial slate clean, allowing you to have a fresh financial beginning. The two most common forms of bankruptcy are Chapter 7 and Chapter 13. Chapter 7 clears out most, if not all
Bankruptcy Laws - Solving Most of Your Problems
UK Government has formulated bankruptcy laws to the people who have taken debts but are not able to resolve the debts in stipulated time, or file petitions in the court during inability to pay off the debts. In simple words bankruptcy is a legal way of declaration of inability to pay debts taken by
Consider Every Possible Option Before Choosing Bankruptcy
Bankruptcy describes a condition in which the filer is unable to pay the burdensome debts. The court under such instances can offer redemption to the individual only if he can prove that he does not have strength to pay back the debts.
When And Why Do I Need A Bankruptcy Lawyer?
A lot of people from different walks of life are in front of economic hitches. Are you facing problems to pay your bills in a timely manner or you have been turned over to collections and are now being harassed by creditors, a bankruptcy lawyer may be capable to assist you.
Settling Debt vs. Writing Off Bad Debt
When you're past due on a debt to a creditor or lender, companies have varying ways of dealing with the balance. They may write-off an unpaid debt. On the other hand, if you want to pay the debt but can't due to financial problems, a creditor or lender may consider the possibility of a debt settleme
Debt Relief Strategy
Credit cards, auto loans, student loans and other purchases can bury you in debt. Managing that debt can be challenging and difficult. With the right strategy and tools, you can pay down your debt and begin saving. Strategies range from self-management to hiring a debt counselor. Choosing which stra
Credit Card Collection Rights
Credit collection practices involve companies attempting to recoup potential losses by contacting people who fall behind on their payments. And while these contacts are legal under the law, consumers have certain rights as far how collectors go about recovering payments. Consumer rights set certain
How To Pay Off Debt Without Bankruptcy
If you are considering bankruptcy, you know how hard the choice is to make. It will destroy your credit and your good standing, and make everyday things in your life more complicated. Before you make ...
New York State Law on Debt Collection Fees
Debt collectors can legally collect fees from debtors in the state of New York, as outlined by contract or agreement under Section 601 of the New York Fair Debt Collection Practices Act, or NYFDCPA. Fees apply regardless whether the collector issued the credit or he purchased it from another party.
What Is the Fastest, Cheapest Way to File Bankruptcy?
Filing your own bankruptcy case is the cheapest way for you to declare bankruptcy. The length of time it takes for your case to be discharged will depend on the type of bankruptcy that you file. Be aware that navigating bankruptcy laws can be difficult for someone without a law degree or no experien
Wage Garnishment Laws in Maryland
Hemera Technologies/PhotoObjects.net/Getty ImagesIn Maryland, creditors can seek to garnish a debtor's wages to recover unpaid debts. This process typically involves a creditor requesting that a court order the debtor's employer to deduct a portion of the debtor's wages and pay that money...
Bankruptcy Records
Filing for bankruptcy is a legal process that involves the insolvency court, the law and the attorneys. This is to say that the cases have to be well filed and the records well kept. The records are available in different courts in different countries but in some cases it is possible to get them onl
Tax Information Needed for Bankruptcy
The amount of tax information that you need for bankruptcy generally depends on whether you intend to file Chapter 7 or Chapter 13 bankruptcy. As long as they meet the specific eligibility requirements, most individuals can generally elect to file either Chapter 7 or Chapter 13 bankruptcy. More tax