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Bankruptcy : Business & Finance
Guidelines For Buying After Bankruptcy
If you have filed bankruptcy recently, you may wonder if you can get approved for a loan. You may also wonder if buying after a recent bankruptcy is a good idea for you.
Can I File Chapter 13 Before the Eight Years After Filing Chapter 7?
Bankruptcy can be filed more than once per consumer, and a consumer can even file more than one type of bankruptcy. However, bankruptcy law does require a certain amount of time to pass between the bankruptcy filings. The amount of time varies by the type of bankruptcy.
How To Choose A Mortgage?
A mortgage refers to a loan acquired for a property or a house that has to be paid gradually over a specific period of time. It is more like your personal guarantee that you will repay the money that you have borrowed from the specific mortgage lender.
Bankruptcy Law California: Things That Matter Before Filing Bankruptcy
The debtors who are about to file bankruptcy that lessens the possibility of foreclosure must reflect on certain important issues and should be aware of their rights and be rest assured that they are taking the right decision.
Does Bankruptcy Have Any Alternatives?
There are a number of different ways in which you can handle debt or let us say that there are various bankruptcy alternatives. You can always contact your creditors and try to find an agreeable payment option that satisfies both the parties. For instance, to settle your credit card bills, explain y
How to Receive Income After Filing Chapter 13 Bankruptcy
The income of an individual filing Chapter 13 bankruptcy is considered over the six-month period before the court case begins. After filing bankruptcy papers the petitioning debtor may continue to earn regular monthly income or experience a change in earnings due to a pay raise, job change or loss o
How To File For Bunkruptcy; The Easy Steps To Follow
You are faced with massive debts and you feel as if your financial world is crumbling. There are ways out and one of them is to file for bankruptcy. Before you can use this option ...
What You Can Lose in Bankruptcy, Part Three
You may already know about some of the common disadvantages of filing Chapter 7 bankruptcy, such as giving up your assets for liquidation or dealing with a bad credit rating for the next ten years. But here are some more personal or emotional consequences that you need to be more aware of.
Tips For Chapter 7 Bankruptcy
The main reason why people are more inclined towards chapter 7 bankruptcy proceedings is because it has a quick and efficient process. The average time period taken from filing to actually arriving at the end is only about 6 months. Moreover, it allows people to fully discharge themselves of their d
Do You Understand the New Bankruptcy Law? If You're Planning to File, This is a Must Read!
There were many effects of the economic downturn such as unemployment rate, decreased sales, and many others; which led to the poor financial conditions of businesses as well as individuals. Some businesses had to close due to very low sales and lack of cash inflow while individuals had to change th
The Key Negative Effects of Personal Bankruptcy to Consider First
Many Americans, finding themselves laid off or otherwise out of work, are considering filing personal bankruptcy in order to stop creditors from calling and debts from piling up. The biggest question many people have before taking this tough step is, what are the negative effects of personal bankrup
Does Bankruptcy Make it Hard to Get a Job?
For many consumers, bankruptcy means placing their financial life on hold. The impact of bankruptcy spans the length of time the blemish remains on your credit report, which can mean little access to credit and being turned down for certain types of employment.
What's Bankruptcy Fraud?
Even though a bankruptcy filing will remain on your credit report for 10 years, and make the process of securing loans, applying for credit cards or engaging in financial trading in the future almost impossible, there's a good possibility that after you've filed, your debts will be elimina
How to Buy a Car After Filing Chapter 7
Choosing to file chapter 7 bankruptcy is an important decision that can impact your finances for several years. Chapter 7 discharges debts that cannot be repaid, but after filing, your credit will continue to be affected. Though many credit counseling programs recommend against opening new lines of
Understanding the Difference Between Chapter 7 and Chapter 13 Bankruptcy
If you have been considering personal bankruptcy as the answer to your financial problems, you may be surprised to learn that there is more than one type of federal bankruptcy.Most of them do not pertain to individuals but instead focus on corporations restructuring or special situations like farmer
Problems Paying for My Mortgage in Maryland
More than 1,500 Maryland homeowners faced foreclosure on their homes during April 2011, including nearly 500 in Prince George County alone, according to RealtyTrac. If you have trouble paying your mortgage, get assistance through programs offered by the State of Maryland and the federal government.
Pros and Cons of Filing For Bankruptcy
Sometimes it is impossible to prevent personal disaster from occurring. You lose your job, your car breaks down at a most inopportune time, or perhaps somebody in your family comes down with a serious illness. There are bills to pay, and the debts accumulate faster than money earned to pay them off.
Is There Credit After Bankruptcy?
FUTURE CREDIT -One of the most frequent questions I receive as a Bankruptcy lawyer, is "How will Bankruptcy affect my future credit?"It is true that credit records are very important and getting more important every day.Many employers have started requesting credit reports, and certainly c
Business Debts In Bankruptcy
When people think of bankruptcy they tend to picture a personal bankruptcy in which an individual files for the purposes of managing personal debts. While personal bankruptcies are the most common type of bankruptcy, they ...
Cheap Bankruptcy Filing
People consider bankruptcy as a complex legal process; thus, it is necessary to have a lawyer who can put further legal methods to either clean up the debt by liquidating your assets and distributing them among your creditors, or develop a repayment plan.