Line Tool

• 1). Click on the "Line" tool in the left tool bar.
  
  
• 2). Designate a weight for the line in the "Weight" field.
  
  
• 3). Drag and create the line you want. Hold down the "Shift" button as you do this, which will force a horizontal or vertical line.
  
  
• 4). Join the lines to make the panel.
  
  

Stroke

• 1). Click on the "Marquee" tool in the left tool bar.
  
  
• 2). Click and drag around the selection you want to create a panel around.
  
  
• 3). Click on the "Edit" menu and then "Stroke."
  
  
• 4). Designate the weight of the panel border in the "Stroke" options box. Click "OK" to create the panel.
  
  

Pen Tool

• 1). Click on the "Pen" tool in the left tool bar.
  
  
• 2). Draw a path around the object you want in the panel. Hold the "Shift" button for horizontal and vertical lines.
  
  
• 3). Click on the "Paths" palette menu. Choose the "Empty Circle Option" to "Stroke Path with Brush." Press "CTRL" and "Enter" together to create the path into a selection.
  
  

Layers

• 1). Click on the layer containing the picture you wish to be in the panel. This works if you are creating your panels as separate layers.
  
  
• 2). Click on the "Layer Styles" button in the "Layers" palette.
  
  
• 3). Check the "Stroke" option. Designate the settings for your stroke. Set the "Position" to "Inside." Click on "OK."